Courtesy of MArsh insights - You’ve hired the contractors and picked out tiles, cabinets, and fixtures, but there’s another important item for your renovation to-do list—and it’s even more important than deciding whether to paint the walls moss green or aubergine. Review your home insurance policy and call your insurance provider.

You could be in for an unhappy surprise if your home isn’t insured according to what it would cost to rebuild it after a natural disaster. And with severe weather on the rise across the country, it’s becoming even more important to update your policy when you renovate.

In fact, your policy requires that you inform your insurer before any material changes are made to your home. Even a minor do-it-yourself renovation could affect the value of your home. For example, it could increase the risk of fire or water damage.