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Saturday, February 24, 2018 - 2018 mortgage rules

The new year is upon us, and with it, a whole new real estate reality. Tougher federal mortgage regulations took full effect on Jan. 1, slashing affordability for new borrowers and contributing to slower selling conditions than the record-breaking activity experienced throughout 2017 in Canada?s largest markets. Dubbed Guideline B-20, this latest parcel of policy changes is also anticipated to be the most impactful, as all new mortgage applicants must undergo a stress test regardless of their ... Full Article...
posted in General at Sat, 24 Feb 2018 11:03:46 -0700

Thursday, February 22, 2018 - Renovations on a budget

Renovations on a $5,000 budget At first glance, doing meaningful home renovations for $5,000 is akin to those travel guides for ?Europe on $10 a day?: easier said than done. Yet, like the backpacker who squeezes every penny from their budget to travel the globe, affordable renovations are not out of reach if you spend your nickels and dimes wisely. According to Bob Weir, vice-president of operations with Calgary?s Reborn Renovations, making improvements with $5,000 certainly narrows your ...
posted in home tips at Thu, 22 Feb 2018 11:38:15 -0700

Sunday, February 18, 2018 - Tips for new home buyers

Five tips for first-time homebuyers The financing, the finagling, the legwork and the looking ? buying your first home is one of the most exciting times of your life, but it can also be one of the most intimidating and stressful things you?ll ever do. An experienced REALTORŪ can help guide you through every step, negotiate on your behalf and streamline the entire purchase process. 1.Get pre-approved for a mortgage. ?Especially with the new mortgage rules that are in place now, with 20 per cent ... Full Article...
posted in General at Sun, 18 Feb 2018 10:17:29 -0700

Friday, February 16, 2018 - Nose hill Park

How Calgarians banded together to protect nature and create Nose Hill Park In the early 1970s, the booming city of Calgary was expanding ever outward. Developers looking for new areas to build communities cast their eyes upward in the northwest to Nose Hill, which dominated the area landscape. Nose Hill was prime real estate, untouched by residential development, but it was also viewed by some Calgarians as an important remnant of the fast-vanishing prairie grassland ecosystem. When a routine ... Full Article...
posted in Community info at Fri, 16 Feb 2018 09:46:10 -0700

Tuesday, February 13, 2018 - Going "green"

10 energy-efficiency tips for the home Conduct a home energy assessmentTo save energy in your home, it helps to understand how you?re currently consuming ? and possibly wasting ? heat and electricity. A professional home energy assessment will provide comprehensive data on your home energy use and help provide a road map for improvements. The investment ? $500-750, depending on the size of your home ? will pay off in the long run. Some municipalities offer rebates to help cover the cost. You ... Full Article...
posted in home tips at Tue, 13 Feb 2018 09:53:33 -0700

Sunday, February 11, 2018 - February in the garden

Ordering seed for the horticultural season ahead ?I?ll start ordering seeds soon,? I think to myself, as I browse the catalogues that are filling my mailbox and inbox. As a gardener, I don?t have to wait for catalogues to arrive to get in on seed mania and neither do you. If you have a balcony or a patio, you can dream of growing Tiny Tim or Siderno Tomatoes, Delize strawberries, Mascotte green beans or flower dragon muskmelons in pots later this spring. And if you have a big backyard, you have ... Full Article...
posted in home tips at Sun, 11 Feb 2018 12:14:29 -0700

Saturday, February 3, 2018 - Cedarbrae & Oakridge

Families thrive in Cedarbrae and Oakridge Tree-lined streets, cul-de-sacs brimming with children at play, 1970s architecture, easy access to nature, and plenty of parks, trails, local shops and schools make the southwest communities of Cedarbrae and Oakridge desirable on many levels. ?We have a true continuum of the life cycle here, with a variety of demographics, from singles to families and retirees,? said Steven Brown, president of the Cedarbrae Community League Association. ?Life here ...
posted in Community info at Sat, 03 Feb 2018 13:03:27 -0700

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