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Friday, October 23, 2020 - What causes ice build up on homes?

If a portion of your roof becomes warm enough to melt some of the snow and ice on top of it, an ice dam can form. That melted snow or ice will trickle down the roof as water, reaching the eaves or gutter and encountering much colder materials where it will freeze again. This process continues until there is a buildup of ice at the very edge of the roof, with liquid water attempting to flow underneath it. The ice can overflow onto your gutters, while the water forces its way under the shingles ... Full Article...
posted in home tips at Fri, 23 Oct 2020 21:00:17 +0000

Friday, October 16, 2020 - An introduction to the language of mortgages

If you?re a first-time homebuyer, many aspects of the purchase process can be confusing and stressful, including financing. While the mechanics of a mortgage are relatively simple, choosing the right mortgage product can be far from it, as many of the choices available to buyers are obscured by complex and unfamiliar terminology. To help you cut through the jargon, here?s an alphabetical list of common mortgage terms and their definitions: Amortization Period The amount of time it will take to ... Full Article...
posted in home tips at Fri, 16 Oct 2020 16:23:54 +0000

Thursday, October 15, 2020 - 12 common household hazards that could kill you

For many, home is the place where they feel the safest and most at ease. However, there are many hazards within the average house or apartment that can have dangerous, and even deadly, consequences if left unchecked. Luckily, most of these threats are easy to identify and even easier to avoid with just a little bit of knowhow. Here are 12 common household hazards and how to eliminate them: Dryer lint Emptying your dryer?s lint screen/trap seems like a simple task, but it?s also one that?s easy ... Full Article...
posted in home tips at Thu, 15 Oct 2020 19:55:04 +0000

Wednesday, October 14, 2020 - Winter reminder - sprinkler systems

It?s time to close down your Sprinkler/Irrigation System for the winter season.Leaving water in your sprinkler line during colder weather months can cause ruptures of pipes or other expensive damage. Consider hiring an irrigation company to service and close down your irrigation system for the season. (Approx $90) They offer annual plans that include both start-up and close down at the end of the season. Items on the shutdown checklist (there may be others depending on your particular system) ... Full Article...
posted in home tips at Wed, 14 Oct 2020 21:58:14 +0000

Wednesday, October 7, 2020 - common design mistakes and how to fix them

How many of us have started a home redecorating project only to stop midway, frustrated because we just can?t seem to recreate that magazine-worthy look? Well fret not, as we?ve identified some common design mistakes and asked local designers for their surefire solutions to get back on track. The Mistake: Hanging Art Improperly Infusing a space with splashes of art can bring design to a new level. After all, who doesn?t love colour, texture and gallery-inspired spaces? But hanging art correctly ... Full Article...
posted in home tips at Wed, 07 Oct 2020 18:20:32 +0000

Friday, September 18, 2020 - How to hail-proof your roof before Calgary's next big storm

Calgarians have had more than their share of weather challenges this summer, including several nasty bouts of hail. Thankfully, a little preparation can help your home?s roof emerge unscathed the next time golf-ball-sized ice chunks starts falling from the sky. ?Hail eats standard laminate architectural shingles like sugar eats kids? teeth,? said Anthony Babin, owner of A.B?s Roofing & Contracting. ?The best protection is found in metal, rubber and tile roofs, followed by those with Class 3 or ... Full Article...
posted in home tips at Fri, 18 Sep 2020 22:42:15 +0000

Thursday, September 10, 2020 - Real Estate terms every homebuyer should know

Buying a house can be an exciting, but complex process. So when you embark on your journey, one of your first stops should be familiarizing yourself with the lingo. We?ve curated helpful information from our Homebuyers? Road Map and Tips for Buyers, to share with you some of the most important terminology a new buyer needs to know?from pre-purchase to post-purchase. Before you buy First things first, you need to find yourself a REALTOR®. A REALTOR® can bring you peace of mind thanks to their ... Full Article...
posted in home tips at Thu, 10 Sep 2020 20:46:16 +0000

Wednesday, September 9, 2020 - Everything You Need to Know About Bathroom Renovations

Stand-alone showers have been rising in popularity as the primary bathing method in many homes?they?re practical, spacious, and downright gorgeous. If you?ve been reconsidering your bathroom?s space with a shower conversion, think about the following important considerations to help you get started. Can it affect my home?s resale value? While it?s usually recommended to maintain at least one bathtub in a home, some Houzz polls indicate this may not be as important to homeowners as it used to ... Full Article...
posted in home tips at Wed, 09 Sep 2020 17:58:56 +0000

Tuesday, September 1, 2020 - The Four Best Upgrades for Rental Properties

Every real estate investor wants to see their property increase in value. There are some physical and immediate things that landlords can do to boost the property value of a rental property. Let?s cover the four best upgrades to increase rent and your bottom line. It all about: PRICE                        DURABILITY                       DESIGN Upgrade Plumbing Fixtures Kitchen and bathroom fixtures like faucets, sinks and sprayers can get old and tarnished quickly, not to mention looking out ... Full Article...
posted in home tips at Tue, 01 Sep 2020 01:39:20 +0000

Thursday, August 27, 2020 - Selling Your Home? How to Get Rid of Dreaded Pet Smell

Pets are truly the best human companions; snuggly, cuddly and even therapeutic. They instantly become a part of the family the moment we bring them home. Regardless of whether you have a dog, cat, bird or reptile, as pet owners we know they all have one thing in common: they smell. It?s never our intention to own a smelly animal, but over time we quickly become ?nose blind? to the odors our pets omit. . Unfortunately, smell isn?t contained to the animal, it can quickly spread throughout ...
posted in home tips at Thu, 27 Aug 2020 18:13:06 +0000

Tuesday, August 25, 2020 - Recycling used furnishings

Adding an element of upcycled, vintage chic to a home?s furnishings can create a rich and inviting space with a unique design aesthetic. Plus, it?s great for the environment and easy on the pocketbook. ?It?s so rewarding to buy second-hand or to find a vintage piece that is a conversation starter, instead of purchasing just another boring coffee table from a big box store,? said Calgary-based designer, DIYer and blogger Dale Marie Wedge (bloomingdiyer.com), who specializes in breathing new life ... Full Article...
posted in home tips at Tue, 25 Aug 2020 19:32:55 +0000

Wednesday, August 19, 2020 - Backyard Chickens: How to Get Started with Urban Farming

Chickens are playful, pretty and if properly cared for, could be the perfect pet that supplies fresh eggs for you and your family. You might be surprised to learn you don?t need to live on a farm to raise chickens?some municipalities allow residents to raise chickens right in their own backyard. But while the prospect of fresh eggs is exciting, there?s a lot to consider before hosting a hen party in your backyard. We?ll walk you through everything you need to know to get started with help ...
posted in home tips at Wed, 19 Aug 2020 18:02:23 +0000

Tuesday, August 18, 2020 - A Step-by-Step Guide to Buying Your First Home in a Year

Buying a home isn?t necessarily something that you can do on a whim?there are months of preparation involved when transitioning from renting to homeownership. With so many moving parts in play, from loan approvals to placing purchase offers, navigating home buying for the first time can be an overwhelming task. In the age of the coronavirus pandemic, when some real estate processes have changed, buying a home can seem especially daunting.  Luckily, we?ve developed this handy 12-month calendar ... Full Article...
posted in home tips at Tue, 18 Aug 2020 22:09:40 +0000

Friday, August 14, 2020 - Four local Instagrammers to follow for DIY inspiration and resources

When it comes to various projects around the house, the do-it-yourself route is appealing for many reasons ? from saving money to the sense of accomplishment from a job well done. If you are looking for more info, or even just a little bit of inspiration, before you take the DIY plunge, these Calgary Instagram accounts are a great place to start: Blooming DIY-er Dale Marie Wedge, the woman behind Blooming DIY-er, moved to Calgary with her family in 2015 and has been sharing her home décor and ... Full Article...
posted in home tips at Fri, 14 Aug 2020 16:21:08 +0000

Wednesday, August 5, 2020 - Heritage home conservation

Owners of historic homes across Calgary could soon be eligible for additional grant money and a significant tax break if city council approves a new plan to boost financial incentives for heritage conservation. The plan, which was approved by a council committee last week and will go before city council for debate later this month, would increase the pool of money available for heritage grants from $500,000 to $2.5 million. Most of that total, a full $2 million, would be for non-residential ... Full Article...
posted in home tips at Wed, 05 Aug 2020 16:38:58 +0000

Tuesday, July 28, 2020 - How to choose the barbecue that's right for you

Due to the ongoing safety concerns around dining out these days, the humble backyard grill ? already a fixture for many during the summer months ? has newfound appeal. If you?re new to the grilling game or your current barbecue has seen better days, it might be time to go shopping. However, there are some key points to consider before you buy. ?One of the first things to address is fuel type,? said Garnett Tubman, sales associate with Barbecues Galore ? Calgary North. Most new homes in Calgary ... Full Article...
posted in home tips at Tue, 28 Jul 2020 15:00:59 +0000

Sunday, July 26, 2020 - Getting ready for storm season

Are You Ready For Storm Season? As spring has turned to summer, more and more focus is shifting to outdoor activities and enjoying the wonderful summer weather. Unfortunately, not all of the weather is going to be so wonderful. Depending on where you live, you may face several severe storms during the summer as well as the usual summer storms and rain. Now is the time to prepare for storm season to make sure that you aren?t taken by surprise when bad weather hits. Clean Your GuttersOne big ...
posted in home tips at Sun, 26 Jul 2020 17:22:49 +0000

Thursday, July 23, 2020 - Designing with Concrete

Concrete has been used as a building material for thousands of years?the Romans used it as the Colosseum?s foundation, and a form of cement was also used to build the Great Wall of China. While concrete has been a foundation for modern-day buildings, bridges, roads, and dams for centuries, it was 20th-century architects like Frank Lloyd Wright and Le Corbusier who brought the use of concrete to the forefront of design. In recent years, the use of concrete has moved into homes through ...
posted in home tips at Thu, 23 Jul 2020 21:19:49 +0000

Sunday, July 12, 2020 - Hailstorms and insurance

A devastating hailstorm ripped through parts of Calgary on Saturday, shredding siding, breaking windows, pummeling vehicles and flooding streets. The full extent of the damages caused by the storm remains uncertain, but Mayor Naheed Nenshi speculated the Calgary total could be as high as $1 billion ? a massive figure for a natural disaster that lasted for only 15-20 minutes. For reference, the estimated damages across Alberta from the 2013 floods totalled roughly $5 billion. Based on the scale ... Full Article...
posted in home tips at Sun, 12 Jul 2020 21:27:32 +0000

Saturday, July 11, 2020 - hot design trends for summer focus on forgotten spaces

After an unusual spring spent mostly cooped up inside, summer?s onset promises brighter days. Summer is also a great time to notice the areas around the home that are especially in need of a refresh. This is where Alykhan Velji, principal at Alykhan Velji Designs, is focused for summer 2020. ?The spaces that we tend to forget about but once you put the focus on them, you can really get the full benefit of using them,? he said. ?It is all about keeping it light, fresh and working with what you ... Full Article...
posted in home tips at Sat, 11 Jul 2020 20:11:24 +0000

Sunday, July 5, 2020 - Falling behind on Mortgage payments?

As the COVID-19 pandemic continues, many Calgarians have lost their jobs, been furloughed (i.e., temporarily laid off) or seen their working hours reduced. If this has happened to you and you own a home, the loss of income could, understandably, make it difficult to keep up with mortgage payments. If you are in a situation where you?re having trouble making payments or know you cannot pay your mortgage, Canada Mortgage and Housing Corporation (CMHC) recommends exploring a variety of ...
posted in home tips at Sun, 05 Jul 2020 17:06:08 +0000

Friday, July 3, 2020 - Curb appeal on a budget

Put away those down-filled parkas and stash the winter boots?spring has arrived! With longer days and warmer temperatures, it?s time to make the most of this season by rejuvenating your homes? curb appeal. If there?s one thing I tend to put off every year, it?s refreshing the exterior of my house. By the time I think I?m ready to put in the effort, it?s August. Why bother, right? The truth is tackling your home?s curb appeal is not hard or even expensive. With all of us staying home to put an ... Full Article...
posted in home tips at Fri, 03 Jul 2020 14:50:50 +0000

Tuesday, June 30, 2020 - Sunrooms are becoming a hot commodity

As temperatures rise, so too does interest in enjoying the sun from the comfort of one?s home, and a sunroom is one option that is easy to warm up to. ?Nowadays, no one is considering a cruise or a trip to Italy, so they?re really focused on improving the space around them,? said Bob Whiteside, general manager of Desert Sun Patios in southeast Calgary. ?Some houses have a deck, but it?s often too hot or too cold to enjoy it, so homeowners are seeking other ways to get the most from their rear ... Full Article...
posted in home tips at Tue, 30 Jun 2020 17:58:49 +0000

Sunday, June 28, 2020 - Staging a garage?

If you read CREB®Now or my blogs , you probably already know the importance of staging your home when you sell. But what about your garage? When it comes to staging a home, the best advice is usually to make it look like you?d want to live there. But what do you do when you?re staging a space that will be home to vehicles rather than people? That was the challenge presented to home stager Elysse Bulloch with one of her recent projects. Boasting two garages, including a newly renovated ...
posted in home tips at Sun, 28 Jun 2020 17:53:28 +0000

Saturday, June 27, 2020 - Net zero homes

Take net zero homes for example. A decidedly niche category, when normal life resumes and fuelled by legislative change and changing consumer preferences, this is a space to watch, say industry observers. ?It?s coming. I have no doubt about that,? says Sonja Winkelmann, director of net zero energy housing for the Canadian Home Builders? Association (CHBA). ?PV (photovoltaic solar panel) technology has improved so much and we?re getting so good at building these net zero homes,? she ...
posted in home tips at Sat, 27 Jun 2020 17:34:24 +0000

Friday, June 26, 2020 - Make the most of your balcony

For many residents of apartment-style condo buildings, a balcony offers a small, private slice of the outdoors ? a place to kick back with a book, sip your morning coffee, catch a few rays, or enjoy an al fresco meal or cocktail. In recent months, the widespread adoption of social distancing and self-isolation to combat COVID-19 has highlighted the importance of private outdoor spaces. For those who have them, balconies and backyards provide a crucial refuge ? a safe space to get some fresh air ... Full Article...
posted in home tips at Fri, 26 Jun 2020 17:03:44 +0000

Wednesday, June 17, 2020 - Bathtub conversion to a walk in shower

Stand-alone showers have been rising in popularity as the primary bathing method in many homes?they?re practical, spacious, and downright gorgeous. If you?ve been reconsidering your bathroom?s space with a shower conversion, think about the following important considerations to help you get started. Can it affect my home?s resale value? While it?s usually recommended to maintain at least one bathtub in a home, some Houzz polls indicate this may not be as important to homeowners as it used to ... Full Article...
posted in home tips at Wed, 17 Jun 2020 19:57:08 +0000

Tuesday, June 16, 2020 - 5 Things You Should Never Remove When Renovating an Older Home

Heritage homes have features that new builds just can?t replicate: soaring ceilings, gorgeous trim and solid construction are just a few reasons people fall in love with these charming properties. However, when it comes to renovating a heritage home, it can sometimes seem daunting.  New homeowners may look at an older home?s overall décor and feel compelled to gut everything to get a fresh start. But put down that crowbar and sledgehammer! Some original elements actually enhance the value of ... Full Article...
posted in home tips at Tue, 16 Jun 2020 20:35:19 +0000

Tuesday, June 9, 2020 - A little goes a long way - spring maintenance

Springtime brings an energy like no other season. So, why not put that energy to good use with some easy maintenance tasks that will have your home ready for the laidback days of summer and beyond? ?A lot of this work is proactive rather than reactive and can save money in the long run,? said Jeff Howells, professional home inspector with Nu Level Inspections. Here are his top spring maintenance tasks for homeowners, inside and out: Exterior After the accumulation of fall?s messy debris and ... Full Article...
posted in home tips at Tue, 09 Jun 2020 16:09:17 +0000

Sunday, June 7, 2020 - Attic conversion?

Many homeowners know the value of additional space in their homes, whether it?s an extra bedroom for a teenager seeking solitude, or to bring in-laws under the same roof. It?s a big undertaking requiring the support and understanding of your entire household.  When it comes to adding more livable space, there are two typical options to consider: build an addition, or convert your attic space. While converting attic space may seem like the simplest?and lowest-cost?solution, it?s no simple task. ... Full Article...
posted in home tips at Sun, 07 Jun 2020 17:24:37 +0000

Thursday, June 4, 2020 - "Cash for home" offers on your home

For a variety of reasons, some people need to sell their home quickly. This motivation might lead some homeowners to explore options beyond the traditional resale market. In these situations, ?cash for homes? offers can be an enticing option for sellers who are on the clock. First, a business or individual will inspect the home. If they like what they see, they?ll make a cash offer, usually representing a below-market-rate sale price. If accepted, the business or individual might make some ...
posted in home tips at Thu, 04 Jun 2020 22:00:16 +0000

Wednesday, June 3, 2020 - 5 things to do for spring decor

Spring. It brings sunshine, rain, flowers, chirping birds, and a welcomed sense of renewal. There?s something about looking out your window and being greeted by sunshine, blooming tulips, and budding leaves that makes you feel fresh, new, and alive. Not only does spring stir up feelings of a fresh start, it also evokes an irresistible urge to declutter, organize, purge, and clean my house from top to bottom. I always take this opportunity to refresh and readjust my home décor, after all, even ... Full Article...
posted in home tips at Wed, 03 Jun 2020 20:50:54 +0000

Tuesday, June 2, 2020 - Understanding the deposit process for a new-build home

A deposit is the first financial hurdle a homebuyer needs to clear when buying a pre-construction home. That deposit is generally five per cent of a home?s total value for a purchase of less than $500,000, but it can be as high as 20 per cent for a $1-million-plus home. Those funds are a pre-construction commitment to the builder to take that condo or single-family home off the market. That money also gets put toward your eventual down payment. ?It?s important for the consumer to understand the ... Full Article...
posted in home tips at Tue, 02 Jun 2020 15:49:40 +0000

Sunday, May 24, 2020 - The beauty of the bungalow

If you feel that stairs are overrated and basements are underused, a bungalow might be your ideal home style. Apart from the added convenience single-level living provides for those with mobility issues, bungalows offer flexible living arrangements and definite ?aging in place? potential. ?Remember that while a two-storey house with 2,000 square feet is comprised of two levels with 1,000 square feet each, the same-sized bungalow gives you twice the space, as both the main floor and basement are ... Full Article...
posted in home tips at Sun, 24 May 2020 19:53:29 +0000

Friday, May 22, 2020 - 5 easy projects to do for your child's bedroom

Your tween has been complaining about that toddler-style bedroom . It?s the perfect time to revamp the space! If you don?t want to spend fistfuls of cash to gut the room, there are plenty of creative ways to swap out the kiddie look for a more grown-up, sophisticated vibe your child will love bringing friends to. Bonus: Your kid can help, too! Start with art Refreshing and updating your child?s bedroom doesn?t have to be complicated or expensive, says Melissa Barling, founder of Winter Daisy, a ... Full Article...
posted in home tips at Fri, 22 May 2020 16:29:05 +0000

Tuesday, May 19, 2020 - 5 ways to re-energize your home this spring

After the dreary days of winter, the arrival of spring feels like a breath of fresh air, as snow melts and beautiful greenery takes its place. A change of scenery inside your home can be just as uplifting. ?Spring is a great time to think about changing up your space,? said Alykhan Velji, principal and senior designer for Alykhan Velji Designs. ?Out with the drab and dated and in with the new and fresh.? Here are five of Velji?s top design trends for spring : Glass partitions ?Open-plan living ... Full Article...
posted in home tips at Tue, 19 May 2020 15:13:05 +0000

Wednesday, May 13, 2020 - Questions to ask your mortgage Broker

Buying a new house should be exciting, but it can get pretty harrowing at times. You may worry you won?t qualify. You may feel unsure about house prices and worry about interest rates.  If you?re considering renovating instead of purchasing, you may worry you won?t qualify for a refinance.  As we head in to the Spring season, this is the ideal time for us to discuss your goals, including a review of your financial goals, your credit profile, and find the best solution for your personal ...
posted in home tips at Wed, 13 May 2020 16:39:44 +0000

Monday, May 11, 2020 - Designing pet-friendly homes

We?re making our favourite member of the family a priority in the home this year and designing for pets. While dogs are content to curl up wherever you are and cats will sooner claim a cardboard box as their new favourite spot than the elaborate cat condo that came inside it, incorporating their needs into your home design solidifies their place in the family. Let?s look at a few ways we can make your home pet-friendly without sacrificing a drop of style.  Keep them close Your furry best friend ... Full Article...
posted in home tips at Mon, 11 May 2020 16:09:17 +0000

Tuesday, May 5, 2020 - Affordable homes within reach of Calgarians

New research by Attainable Homes Calgary, the Alberta Real Estate Foundation and the Calgary Real Estate Board says that most moderate-income Calgary residents want to own a home and many may not realize that they could afford one. ?Recent media reports and social media communication across the country suggest a shift away from the desire of Canadians to own a home,? say the organizations in a news release. ?This newly released research counters this assumption; the dream remains firmly in ...
posted in home tips at Tue, 05 May 2020 20:30:01 +0000

Thursday, April 23, 2020 - Hemp houses?

An Airdrie-based company is building homes out of compressed hemp chip blocks, a sustainable building material that holds huge potential for reducing carbon footprint and emissions. The idea first came to Just BioFiber Structural Solutions founder Mac Radford a few years back when he was asked to help build a ?hemp house? in Nelson, B.C. It turned out to be a very time-consuming and labour-intensive process, but the building material ? shredded industrial hemp stalks ? had obvious ...
posted in home tips at Thu, 23 Apr 2020 16:11:08 +0000

Wednesday, April 22, 2020 - Avoiding clogged pipes

Join the I don't flush campaign and learn about how you  can keep your pipes clear and trouble-free so that you spend your time relaxing instead of dealing with a blockage. At any time of the year, many Canadians are guilty of using their sinks and toilets like garbage cans, resulting in costly damage to their homes due to pipe clogs and backups. Two of the biggest offenders are personal hygiene products (baby wipes, feminine hygiene products, floss) and fats, oils and grease (which we call ... Full Article...
posted in home tips at Wed, 22 Apr 2020 15:15:55 +0000

Tuesday, April 21, 2020 - Radon in your homes?

Radon is an odourless, tasteless, colourless radioactive gas that is the byproduct of radium decay. Radium occurs naturally in soil and rock formations. Places with higher than normal radium deposits, such as Alberta and Saskatchewan, have higher radon levels. Health Canada indicates concentrations of radon gas at or in excess of 200 becquerels per cubic metre are unhealthy, unsafe, and are considered . Radon is typically drawn up from the earth and into basements, where it can become trapped ... Full Article...
posted in home tips at Tue, 21 Apr 2020 15:35:01 +0000

Saturday, April 18, 2020 - Top considerations for a home gym

With self isolation in full swing it?s as good a time as any to start making positive lifestyle changes and more health-conscious choices. It?s a time when well-intentioned people flood the nearest gym, fully intending to commit to a healthier routine year-round, only to abandon their fitness goals by Easter. What better way to kick your fitness regime into high gear than from the comfort of your home? With an at-home gym, you never have to pack a bag, there?s no need to account for travel time ... Full Article...
posted in home tips at Sat, 18 Apr 2020 21:40:41 +0000

Sunday, March 15, 2020 - Avoiding tax trouble on Real Estate transactions

In 2019, Canada Revenue Agency (CRA) assessed a 65-per-cent year-over-year increase in gross taxes related to real estate ? some $171 million. Penalties totalled more than $57 million, which is more than double the year prior. Recently REM spoke to Mariska Loeppky, director of tax and estate planning for IG Wealth Management, to explain why Canadians are paying more than ever before in gross taxes and penalties related to real estate. A key point that Loeppky makes is how Canadians should ...
posted in home tips at Sun, 15 Mar 2020 17:44:38 +0000

Saturday, March 14, 2020 - 22 small ways to live greener

Trying to live a greener, more environmentally sustainable life can seem overwhelming?what do you do and where do you start? Can a few little changes around the house really make a difference?  To borrow an old adage, ?the journey of a thousand miles begins with a single step.? With that in mind, we have small changes you can gradually work into your home routine that aren't just eco-friendly, they're also budget-friendly.  Outdoors: 1. Plant a small backyard or patio garden Reduce your grocery ... Full Article...
posted in home tips at Sat, 14 Mar 2020 16:14:25 +0000

Saturday, March 7, 2020 - Bathroom rebirth

Bathrooms have obvious practical uses, but for many people, they are also a place for relaxation and rejuvenation. This need for both style and function is why a complete bathroom remodel is a popular renovation, especially for ensuite baths. Justin Mauro, president of Renova Homes & Renovations, says many people will spend between $50,000 and $100,000 to create the ensuite of their dreams, while $10,000 to $20,000 is more common for other bathrooms in the house. Mauro says the first things ... Full Article...
posted in home tips at Sat, 07 Mar 2020 18:53:08 +0000

Wednesday, February 12, 2020 - Backyard suites

?We are originally from Edmonton, but we were receiving inquiries from Calgary and finally decided that the time was right to expand,? said Ashley Salvador, president & co-founder of Calgary Backyard Suites. The non-profit organization promotes the development of backyard suites through educational workshops, where people learn the rules, regulations, financing options and design considerations for these suites. ?It?s a great place to get all the resources you need to proceed with building your ... Full Article...
posted in home tips at Wed, 12 Feb 2020 17:23:22 +0000

Sunday, January 5, 2020 - 7 things a buyer should know before buying ahome

1. Online house pictures are fake What one sees online and what one sees in person are two vastly different things. It?s a bit like supermodels who, in the pages of a magazine, shimmer with perfection, but in real life, are unrecognizable in the real-world grocery store garb of hasty ponytails and make up-less faces. House photos get a similar treatment; wide-angle lenses make rooms look more spacious than they are and the place is scrubbed within an inch of its life for staged for photos. ...
posted in home tips at Sun, 05 Jan 2020 00:29:02 +0000

Wednesday, December 11, 2019 - Basement Inspections

When you?re buying a new home, the last thing you need is to inherit someone else?s problems. Even if you?ve done a walkthrough and taken a close look at plumbing fixtures, paint and ceilings, the potential for disaster might be lurking just beneath the surface ? literally. That?s why it?s always a good idea to have an expert to check the home?s basement foundation when purchasing a resale property. In Calgary, companies like Basement Technologies and Doug Lacey?s Basement Systems offer ...
posted in home tips at Wed, 11 Dec 2019 16:18:26 +0000

Thursday, November 14, 2019 - Saving for your down payment - what you need to know

For many, saving for a down payment is one of the biggest roadblocks to becoming a homeowner. In today?s economic climate, saving money is challenging to say the least. Every month we try to put something away despite our normal expenses and it still seems like there is always something that will pop up and eat into our savings. Many people believe, ?Real estate prices are so high that I will never be able to save 20 per cent, so I will never own a home?. Putting less than 20 per cent down: A ... Full Article...
posted in home tips at Thu, 14 Nov 2019 19:44:15 +0000

Tuesday, September 3, 2019 - Curb appeal tips

Here are nine curb appeal areas  as a seller you need to pay attention to: Clean the siding, front door, windows, porch, driveway and walkway with a power washer to clear the winter?s dirt, dust and cobwebsClear out dead plants and shrubs from garden beds and plantersPlant frost-hardy plants like hostas, begonias, pansies and sedumsAdd fresh mulch to the garden bedWeed and mow the lawn regularlyFix any uneven interlocking stonesRepaint the porch or stair railingsMakes sure no weeds are poking ... Full Article...
posted in home tips at Tue, 03 Sep 2019 16:52:44 +0000

Saturday, July 13, 2019 - Finding your forever home

Finding the perfect ?forever? home can take, well, forever. Not only will it likely involve several moves, but you'll have an ever-evolving vision of what ?perfect? means to you as you change and grow. Your ideal home today can quickly become a far-from-ideal situation when life throws you a curveball. Changing jobs, getting a new puppy, bringing home a baby or a having your mother-in-law move in are just a few life-altering events that can change the way you experience your home. Just like our ... Full Article...
posted in home tips at Sat, 13 Jul 2019 21:41:11 +0000

Monday, July 8, 2019 - Tips to prevent your home from flooding

For a growing number of Canadians who have experienced basement flooding, they describe it using remarkably similar language?you wouldn?t wish it upon your worst enemy. As Canada?s most formidable and growing climate challenge, the question many homeowners are asking themselves is, ?What, if anything, can I do to avoid a flooded basement?? Inside the home -  Sump pumps should be tested to ensure they have not seized, and they discharge water. This can be accomplished by pouring a bucket of ...
posted in home tips at Mon, 08 Jul 2019 17:26:21 +0000

Saturday, June 22, 2019 - The Everything Guide to Buying Your First Home

How to find exactly what you want, and how to work with the experts who?ll help you get it. So you?re thinking about buying your first home. Your very own house (and mortgage). A place to call ? and make ? your own. It?s a big move, literally and figuratively. Buying a house requires a serious amount of money and time. The journey isn?t always easy. It isn?t always intuitive. But when you get the keys to your new home ? that, friend, can be one of the most rewarding feelings pretty much ...
posted in home tips at Sat, 22 Jun 2019 17:23:33 +0000

Monday, June 17, 2019 - Self storage can simplify your move

When you?re moving, it can be hard to think outside the boxes ? where to get them, what to put in them and where to store them. It adds up to extra stress in an already stressful time, which could explain why storage locker rentals are on the rise. ?Self storage is about simplifying and de-stressing in a period of transition,? said Celeste Blackmore, who handles national promotion and sponsorship for Sentinel Storage. ?It?s a great way to prepare for listing a home by decluttering and staging ... Full Article...
posted in home tips at Mon, 17 Jun 2019 23:23:15 +0000

Sunday, June 9, 2019 - The Unmarried Couple's Guide to Buying a House Together

So you've decided to purchase your first home with your significant other. But wait?you and your partner haven't tied the knot. Instead, you're cohabitating, perhaps as common-law spouses. What kinds of challenges are likely to arise when buying property with someone to whom you're not married? And what happens if (heaven forbid) you split up after you've bought a place together? Let's take a look at some of the issues unmarried couples typically face when purchasing a home together. Mortgage ... Full Article...
posted in home tips at Sun, 09 Jun 2019 16:11:14 +0000

Saturday, June 8, 2019 - 6 Easy Ways to Soundproof a Room

Whether it's noisy neighbours, bleeping garbage trucks or thudding footsteps, unwanted outside noise at home can be infuriating. Thankfully, there are several ways we can minimize those sounds so our home is a peaceful, tranquil oasis. Here are some of our favourite soundproofing solutions. 1. Use sound-absorbing rugs and carpets Hard surfaces reflect sound waves while soft surfaces absorb them, so materials like padded carpeting will help reduce vibrations. Uncovered, hard floors?like bare ... Full Article...
posted in home tips at Sat, 08 Jun 2019 22:55:47 +0000

Friday, June 7, 2019 - Benefits of net zero homes

One of the most interesting trends these days in the homebuilding industry is the growing popularity of net-zero homes. ?Net-zero homes produce as much clean energy as they consume. They are up to 80 per cent more energy efficient than typical new homes and use renewable energy systems to produce the remaining energy they need,? said Sonja Winkelmann, director of net-zero energy housing with the Canadian Home Builders? Association (CHBA). ?Every part of the house works together to provide ...
posted in home tips at Fri, 07 Jun 2019 23:15:57 +0000

Sunday, May 26, 2019 - 5 home staging details that attract buyers

Replace old curtains and rods: You may think that something as small as curtain rods might not make such a huge impact on potential buyers, but as a window treatment specialist, let me assure you that you?d be wrong. It is often said that the windows are the eyes of the home, so you can think of the curtain rods as the eyeliner or makeup that beautifies the overall appearance of the home. It?s details like these that count the most. Repairing cracks and mildew: Imagine your potential property ... Full Article...
posted in home tips at Sun, 26 May 2019 15:45:39 +0000

Tuesday, May 14, 2019 - Protect your home as it protects you

According to Statistics Canada, more than one-third of Canadian households own a home.  As housing affordability continues to be a hot topic, it goes without saying that those of us who are fortunate enough to do so are proud of our investment. For the majority of us, our home is our largest financial asset. Due to the soaring cost over the past decade, more than one-quarter of households spend more than 30 per cent of their total combined income on shelter alone. As I write this, there?s an ... Full Article...
posted in home tips at Tue, 14 May 2019 14:18:28 +0000

Thursday, April 11, 2019 - Make the most of small spaces

As the name suggests, when people downsize their home, they usually find themselves dealing with less square footage. That?s where multipurpose furniture can help, such as a storage ottoman with a seat that flips over to become a side table, or an entryway bench to use while putting on shoes, with shelves underneath for footwear and a built-in rack above for hanging winter jackets. Even entire rooms can be made to play multiple roles in the home, such as a laundry room that has extra shelves ... Full Article...
posted in home tips at Thu, 11 Apr 2019 16:05:29 +0000

Friday, April 5, 2019 - Decluttering

Too much clutter in your home can make you feel the same way you do after too much turkey dinner: stuffed and uninspired. Though it may have taken years to accumulate all those useful, somewhat useful and utterly useless items, you can get unstuffed in a fraction of the time by following a few simple guidelines. ?Uncluttering has become more popular these days, and it?s not surprising,? said Helen Youn, professional organizer and Calgary?s only certified KonMari specialist. ?Thirty years ago, ... Full Article...
posted in home tips at Fri, 05 Apr 2019 20:07:07 +0000

Monday, March 11, 2019 - vacation property? - things to consider

Owning a winter vacation home means spending time with family and friends skiing, snowshoeing, ice skating or just sitting together around a warm fireplace. But as with any real estate purchase, the first step is deciding if buying a winter vacation home makes sense for you. Tom Feigs, a Certified Financial Planner with Money Coaches Canada, says the first consideration is whether you should actually buy a property or just rent a place during winter vacations. ?Can you justify the ownership by ... Full Article...
posted in home tips at Mon, 11 Mar 2019 01:13:18 +0000

Friday, March 1, 2019 - Paying off your mortgage

 Your Road to Mortgage Freedom Do you dream about paying off your mortgage? The new year is usually a time when people review their finances and, if they are in debt, create a plan to reduce that debt. With interest rates rising in Canada, the perennial question resurfaces: Should you pay off your mortgage early? Or invest your money instead? Paying off your mortgage may be the best investment you can make. Here are some ways to save some serious money and become mortgage-free faster. It only ... Full Article...
posted in home tips at Fri, 01 Mar 2019 16:33:30 +0000

Thursday, February 21, 2019 - Three tips for selling your home in a buyers market

Selling your home in Calgary?s present real estate market can be a challenge, but some common-sense decisions can help improve the odds. A REALTOR® in Calgary, says he?s recently noticed basic things that some sellers are not doing ? things that, if done right, could make a difference when selling in a down market. Price it for the marketWe still see homes priced today at what would be considered a ?seller?s price? rather than a market price. ?The reality is it has to priced in the marketplace, ... Full Article...
posted in home tips at Thu, 21 Feb 2019 17:01:10 +0000

Thursday, February 14, 2019 - Water heaters explained

There are three types of water heaters in a home: conventional tank-style, tankless and solar. Each operates differently and there are a few things to consider when choosing the type of water heater to be installed in a home. Conventional Conventional tank-style water heaters can be powered by electricity, oil, natural gas, propane or even wood. This style not only heats the water, they also store the water once it?s been heated. This is why they?re so large. The tank?s water capacity usually ... Full Article...
posted in home tips at Thu, 14 Feb 2019 17:44:43 +0000

Tuesday, January 29, 2019 - Mould is a serious health hazard

People are exposed to mould spores daily in the air they breathe. However, sometimes mould can grow excessively in certain areas called ?amplification sites? and can cause different types of illnesses. Some moulds are more hazardous than others and different people have different responses to mould exposure. Those with allergies, existing respiratory conditions or suppressed immune systems are especially susceptible to health problems from mould exposure. Researchers have identified that some ... Full Article...
posted in home tips at Tue, 29 Jan 2019 20:30:15 +0000

Tuesday, January 15, 2019 - 10 important things to know about home insurance

Home insurance is a lot like one of those ?break glass in case of emergency? boxes?you don?t expect to use it, but you?re happy it?s there when you need it. This powerful tool protects you, your property and your belongings in all kinds of ways. Here are some surprising facts about home policies?many of which you might not even be aware of. NOT ALL POLICIES ARE CREATED EQUALA bargain-basement insurance quote often reflects what you get in return. For instance, basic insurance covers your home ... Full Article...
posted in home tips at Tue, 15 Jan 2019 17:43:29 +0000

Sunday, January 13, 2019 - Rural Home Security

Rural crime in Alberta has been on the rise for the past five years?a trend that worries law enforcement officials. We asked Jennifer Kee, crime reduction coordinator with the RCMP?s K Division in Edmonton, for tips on how rural homeowners can protect their property. Where should one hide spare keys?Don?t hide spare house keys on your property. Perpetrators know all the hiding spots?under the doormat, in the flower planter?so it?s best to leave keys with a neighbour or family member, even if ... Full Article...
posted in home tips at Sun, 13 Jan 2019 18:57:07 +0000

Saturday, January 5, 2019 - Pitfalls of gifting a home

While mixing family and money is a cardinal sin, it?s being done in Canada on a daily basis. The reason: the Canadian housing market is so hot that millennials can?t touch it alone. Parents are ?gifting? or selling their rental properties to their children for a nominal value. While this is a valid strategy, there are several important factors to consider. As someone who worked in many law firms, it never ceased to amaze me as to how seemingly happy siblings from functional families squabbled ... Full Article...
posted in home tips at Sat, 05 Jan 2019 15:23:16 +0000

Sunday, December 23, 2018 - Top 5 staging mistakes to avoid

Staging is one of those often-overlooked details that can make all the difference when it comes time to sell. According to research conducted by the National Association of Realtors, 49 per cent of potential buyers said that staging impacted their view of a home, while 58 per cent of Realtors reported a significant increase in sale price after a home was staged. Unfortunately, there are some staging mistakes that actually make a home seem less desirable to potential buyers. Make sure you?re not ... Full Article...
posted in home tips at Sun, 23 Dec 2018 18:30:11 +0000

Sunday, December 9, 2018 - Keeping your house ready to show

1.Make all beds everyday.2.Keep all toilet seats down.3.Make sure towels are hung properly.4.Make sure all crumbs are cleaned from counter tops after meals.5.Turn all lights on when showing and have FM radio with light music on during showings.6.Don?t leave dirty clothes on the floor and put all your belongings away.7.Keep all counter top items put away.8.Keep medications out of sight.9.Don?t cook foods with odours that will linger. Remember, this is a short period of time to keep up a staged ... Full Article...
posted in home tips at Sun, 09 Dec 2018 18:58:10 +0000

Thursday, November 29, 2018 - How building a garage can dramatically increase your home value

Driving has always been a way of life for Calgarians, and given the ubiquity of cars in in the city, garages are a must for almost every home. Whether looking to build a home for the first time or renovating an old one, detached or attached garages are the options most builders choose. However, special builds also exist and can even include underground parking or tunnels, at costs upwards of $35,000 for a triple-detached unit. According to appraisers, a garage of any kind added to a home will ... Full Article...
posted in home tips at Thu, 29 Nov 2018 17:35:21 +0000

Wednesday, November 28, 2018 - Packing up plants

How to take pieces of your garden with you when you move If you want to move your entire garden when you sell your home, think again. First, it?s illegal, and second, plants ripped out randomly in summer wilt and die unless pampered. But what if you have a sentimental piece of grandma?s peony, a special perennial plant or a friend?s perfect poppy? Taking bits and pieces of your garden with you without changing the look of the yard is possible with these tips: Collect SeedsAfter a few moves, I ... Full Article...
posted in home tips at Wed, 28 Nov 2018 17:01:55 +0000

Monday, September 17, 2018 - Fire safety tips to protect your home

In Calgary, a recent string of house fires has people thinking about fire safety in the home. Carol Henke, public information officer with the Calgary Fire Department, says kitchen fires are the most common residential call for the fire department, ?and often it?s because people leave their cooking unattended.? She says someone will put oil in a pan to heat up, and once the oil reaches its ignition temperature, it bursts into flames. People often make things worse by trying to carry the pan out ... Full Article...
posted in home tips at Mon, 17 Sep 2018 16:11:51 +0000

Wednesday, August 1, 2018 - 5 tips to remember when you are buying or renting together

1. When renting, everyone will have to sign the lease. A careful landlord will make sure that there is one lease, signed by all of the tenants. This means that each tenant will be responsible for the entire monthly rent. It is thus important that you are satisfied with your fellow tenants because if one just disappears, the others will have to make up the shortfall and figure out how to find the new tenant to share expenses. 2. How do you protect yourself when buying a property together? The ... Full Article...
posted in home tips at Wed, 01 Aug 2018 22:38:34 +0000

Tuesday, July 17, 2018 - patio season!

How to create a great backyard getaway for patio season Patio season is underway, so it?s time to get your garden ready. With a little planning, you can make your own cozy corner for sitting and entertaining a reality this weekend. ShelterNew neighbourhoods lack trees and high-rise decks are exposed to the elements. Both mean you need to think windbreak and sunbreak first, planting second. Shade cloth, outdoor curtains or overhead shade sails are an instant source of comfort for patios where ... Full Article...
posted in home tips at Tue, 17 Jul 2018 22:10:57 +0000

Thursday, June 21, 2018 - Hidden Rooms!

The broad appeal of secret-room renovations If you love those scenes from old movies where a wall opens to reveal a secret room, you can now put yourself squarely in the picture. Hidden rooms in houses ? usually custom-built homes, rather than existing structures ? are growing in popularity, and for good reason. ?The demand for these rooms is huge right now, partly because thieves aren?t taking televisions or stereos anymore ? they?re going after your identity,? said Sandy Scheiris, CEO of ...
posted in home tips at Thu, 21 Jun 2018 14:03:02 +0000

Sunday, June 17, 2018 - understanding your budget

How much home can you afford? Shopping for the home of your dreams requires knowing how much you can afford to spend, which for most buyers ties directly into a mortgage. Financial institutions in Canada look at a buyer?s Gross Debt Service (GDS) and Total Debt Service (TDS) ratios to help determine how much mortgage to approve, and therefore, how much home a person can afford. GDS includes expenses related to the home, such as mortgage principal and interest, property taxes, heating costs and ... Full Article...
posted in home tips at Sun, 17 Jun 2018 17:06:01 +0000

Friday, June 15, 2018 - Spring Home Maintenance Checklist

Spring has sprung!! While it is time to welcome flowers, leaves and warmth, it?s also time to do some home maintenance and get your house cleaned up after the long winter. Gutters and downspouts: Pull leaves and debris from gutters and downspouts. Re-attach gutters that have pulled away from the house. Run a hose on the roof and check for proper drainage. If any leaks exist, dry the area and use caulking or epoxy to seal the leak.Siding: Clean siding with a pressure washer. Check all wood ...
posted in home tips at Fri, 15 Jun 2018 20:31:40 +0000

Thursday, June 14, 2018 - demystifying condo fees

Demystifying condo fees We?ve probably all heard someone say they?d love to buy a condominium, but they don?t like the idea of paying condo fees. ?We see that $500 condo fee and ask, ?what do I get?? ? said Bernice Winter, CEO of Condo Check, a Calgary company that provides condominium services, including document reviews. Winter says when people buy into a condominium, they buy into a share of responsibility for expenses related to operating, maintaining and repairing areas of the building ... Full Article...
posted in home tips at Thu, 14 Jun 2018 17:01:22 +0000

Friday, May 4, 2018 - allergy free home

Allergies are often associated with the arrival of spring, but indoor allergy sufferers will often find themselves sniffing and sneezing year-round. The culprit? Indoor allergens such as dust, dust mites and pet hair and dander. So how do you make sure your home is a respite from both seasonal and interior allergens and create a healthy environment for you and your family? According to the American College of Allergy, Asthma & Immunology, there are several best practices you can adopt to manage ... Full Article...
posted in home tips at Fri, 04 May 2018 21:17:15 +0000

Wednesday, April 18, 2018 - Timber frame and log homes

Classic timber-frame and log homes are the perfect fit for many Alberta acreage properties Attractive acreage properties lend themselves beautifully to some classic building methods: timber-frame construction and natural log homes. Each has its own appeal, and while the homes come at a premium cost, Alberta specialty builders say the results are worth the money. Lloyd Beckedorf, president of Moose Mountain Log Homes Inc. in Cochrane, says the look of a log home is timeless. ?You can look at log ... Full Article...
posted in home tips at Wed, 18 Apr 2018 14:00:10 +0000

Thursday, February 22, 2018 - Renovations on a budget

Renovations on a $5,000 budget At first glance, doing meaningful home renovations for $5,000 is akin to those travel guides for ?Europe on $10 a day?: easier said than done. Yet, like the backpacker who squeezes every penny from their budget to travel the globe, affordable renovations are not out of reach if you spend your nickels and dimes wisely. According to Bob Weir, vice-president of operations with Calgary?s Reborn Renovations, making improvements with $5,000 certainly narrows your ...
posted in home tips at Thu, 22 Feb 2018 18:38:15 +0000

Tuesday, February 13, 2018 - Going "green"

10 energy-efficiency tips for the home Conduct a home energy assessmentTo save energy in your home, it helps to understand how you?re currently consuming ? and possibly wasting ? heat and electricity. A professional home energy assessment will provide comprehensive data on your home energy use and help provide a road map for improvements. The investment ? $500-750, depending on the size of your home ? will pay off in the long run. Some municipalities offer rebates to help cover the cost. You ... Full Article...
posted in home tips at Tue, 13 Feb 2018 16:53:33 +0000

Sunday, February 11, 2018 - February in the garden

Ordering seed for the horticultural season ahead ?I?ll start ordering seeds soon,? I think to myself, as I browse the catalogues that are filling my mailbox and inbox. As a gardener, I don?t have to wait for catalogues to arrive to get in on seed mania and neither do you. If you have a balcony or a patio, you can dream of growing Tiny Tim or Siderno Tomatoes, Delize strawberries, Mascotte green beans or flower dragon muskmelons in pots later this spring. And if you have a big backyard, you have ... Full Article...
posted in home tips at Sun, 11 Feb 2018 19:14:29 +0000

Wednesday, November 22, 2017 - Net zero homes

Have you ever dreamed of living in a net-zero home? Peter Darlington says that dream may be closer than you think. In fact, you might already be living in your future net-zero home. Darlington runs Solar Homes Inc., a Calgary company specializing in renovating existing homes to net zero ? a home that produces as much energy as it consumes. Net zero might seem like a remote, ambitious target, but Darlington insists it?s more attainable than you might think. His first green reno project was on ... Full Article...
posted in home tips at Wed, 22 Nov 2017 13:21:40 +0000

Tuesday, November 21, 2017 - November in the garden

Gathering in the beauty of the season Weather changes in Calgary quicker than a fashion model on a runway. Clear and sunny becomes snow, and then rain and wind follow ? sometimes all in one day. But don?t fret: Calgary holds the record as the sunniest city in Canada. This means we still have sunny days ahead this month. Take advantage of the light and boost your natural vitamin D levels while finishing up some last-minute garden jobs. Gardening builds health and happiness while you create a ... Full Article...
posted in home tips at Tue, 21 Nov 2017 14:52:27 +0000

Wednesday, November 1, 2017 - Energy bill reduction

Here are some notes from Ron Kube and how he saved! Lighting ? saved 82%  He points to his dining room as a typical culprit. In one fixture, the couple had eight 100-watt incandescent bulbs, for a staggering total of 800 watts. By switching those eight bulbs to LEDs, Ron was able to slash the total to 112 watts without sacrificing a single lumen. By the time Kube switched the rest of the bulbs, his home?s ?biggest monster? had become a veritable pussycat. ?In fact, we went from 340 kilowatt ... Full Article...
posted in home tips at Wed, 01 Nov 2017 21:30:24 +0000

Monday, October 30, 2017 - Living Architecture

Green roofs add a touch of nature to the concrete jungle Great thinkers have always known that nature is essential to the human spirit. Perhaps that is why more and more architects, designers and builders are choosing to create green retreats in their designs, including rooftops that allow the eye to drink in nature?s beauty. ?There are just so many benefits to green roofs,? said Kerry Ross, one of Canada?s leading green roof experts and the first accredited green roof professional in the ...
posted in home tips at Mon, 30 Oct 2017 17:18:07 +0000

Wednesday, October 25, 2017 - RRSP Home buyers plan

 I often receive inquiries about the eligibility requirements for the RRSP Home Buyer?s Plan (HBP). For regular RRSPs, the basic rule is simple: If you make a withdrawal from your RRSP, those funds are included in your income for the year that the withdrawal is made. The plan administrator will deduct the income tax from the funds being advanced and will remit the tax to Canada Revenue Agency on your behalf. However, the RRSP HBP is a key exception to the basic rule on how RRSPs are treated. ... Full Article...
posted in home tips at Wed, 25 Oct 2017 21:37:09 +0000

Sunday, October 22, 2017 - Solar 101

Harnessing the sun for all your energy needs St. Albert?s Ron and Carole Kube had never known anyone with a solar-powered home. Then, in 2014, Ron Kube read a story in the newspaper about a household that installed a solar array. He was surprised to learn they were his former neighbours. ?In fact, the guy was Craig Dickie ? he used to live across the street from us,? said Kube. ?And I was so excited that I called up Craig and I said, ?can I come over to the house and see the solar system?? And ... Full Article...
posted in home tips at Sun, 22 Oct 2017 21:35:26 +0000

Wednesday, October 18, 2017 - Can't get a mortgage?

There are many reasons why your favourite bank or lender may reject you when you apply for a mortgage. Here are some of them. Not enough credit history: If you are new to the country or you recently finished at college/university or you don?t own any credit cards, lenders likely will not give you a mortgage because of the lack of credit history. Lenders want to know your paying habits. Low or bad credit score: If your Equifax credit score is bad or too low, banks and lenders may not lend you ... Full Article...
posted in home tips at Wed, 18 Oct 2017 23:44:30 +0000

Tuesday, October 10, 2017 - Home insurance

What is home insurance?It protects policyholders and their families from exposure to the costs of unexpected incidents like fire, water damage and theft?not to mention identity theft, an evacuation, or if a person is injured on your property. But it?s not a maintenance plan; it doesn?t cover wear and tear or neglect. We?ll make every effort to cover the damage if a storm puts a hole in your roof and rain leaks in, but we don?t pay to fix damage caused by poor maintenance. How do deductibles ... Full Article...
posted in home tips at Tue, 10 Oct 2017 22:53:32 +0000

Monday, October 9, 2017 - Water heaters 101

A typical hot water heater accounts for about one fifth of the energy used in most Canadian homes. Choosing the right hot water heater can have a huge impact both financially and environmentally ? especially as energy prices and carbon levies continue to rise. Many of us still choose conventional, gas-fired hot water tanks, because they?re cheapest ? or are they? Over its lifespan, the initial price of your hot water heater can represent as little as 12 per cent of its overall cost. The other ... Full Article...
posted in home tips at Mon, 09 Oct 2017 17:11:56 +0000

Friday, October 6, 2017 - Selling a second property?

Owning an investment property can provide useful income, while having a recreational property can provide a great place to spend time with family and friends. But if you are thinking it?s time to sell, some careful research is in order. ?There?s a lot to consider when selling your investment property or a vacation home,? said Laura Parsons, the Calgary-area manager for mortgage specialists with BMO Financial Group. ?Do your homework.? A major factor when selling a property that is not your ...
posted in home tips at Fri, 06 Oct 2017 15:45:53 +0000

Wednesday, October 4, 2017 - To buy or not to buy

It?s an age-old question that still gets hotly debated, particularly by young adults who are determining where they are going to live: should I rent or should I buy? It?s not an easy question to answer, and there are no clear right or wrong answers. ?One of the big things to contemplate is your time focus, because when you do buy a home, it is a long-term commitment. It does involve a five-year mortgage that?s amortized over 25 years,? said Tim Gensey, a market analyst with Canada Mortgage and ... Full Article...
posted in home tips at Wed, 04 Oct 2017 21:25:55 +0000

Saturday, September 16, 2017 - Best Returns on renovations

With the prime spring selling season gearing up, your clients may be wondering which parts of their home can give them the best return on investment if they choose to renovate. Here are the 5 key renovation strategies that are time-tested, require minimal effort, and provide options for every budget.  They are designed get sellers the best bang for their buck and top dollar for your listing: 1) FLOORING Every single person in a household will touch the floor every day in varying degrees, ...
posted in home tips at Sat, 16 Sep 2017 21:40:15 +0000

Monday, September 4, 2017 - Renovation Returns

Will a home makeover make you money? There are many motivations for renovating a home: expanding the space, upgrading the look or even making the neighbours jealous. While they?re all valid, the hope to enrich a house?s value along with its appearance is one reason that?s often cited. And though there?s nothing wrong with that on the surface, it?s important to dig deeper to see if a higher home value is really in the cards before taking the renovation plunge. ?It really depends on the type and ... Full Article...
posted in home tips at Mon, 04 Sep 2017 20:24:35 +0000

Saturday, September 2, 2017 - Top 10 renovations in 2016

These were the top 10 renovation projects among Albertans in 2016: (Trusted Pros Crebnow Jul 2017) Bathroom renovations$12,500 ? $20,000-plus TrustedPros says anyone budgeting less than $11,000 for their bathroom renovation is ?really cutting it close to an under-budget nightmare.? The extent and nature of a powder-room renovation impacts its actual cost, as it?s a very broad category. A bathroom renovation can mean a facelift with new lighting, a new toilet and a fresh coat of paint, all the ... Full Article...
posted in home tips at Sat, 02 Sep 2017 20:00:27 +0000

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