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Saturday, March 23, 2019 - The reality of REITS (Real Estate Investment Trusts

If you have millions of dollars to invest, amassing multiple real estate properties is not a problem. If you aren?t named Buffett or Gates, however, it?s not usually an option. Fortunately, the average investor has another option. Real estate investment trusts (REITs) are companies that own income-generating properties in a pool, allowing interested investors to add real estate to their portfolio without breaking the bank. According to a wealth and investment adviser with RBC Dominion ...
posted in Calgary housing statistics at Sat, 23 Mar 2019 11:37:07 -0600

Friday, March 22, 2019 - Budgeting for home ownweship

[BUYING A HOME] Smart budgeting is required when buying your home. Saving the down payment and crunching numbers helps determine how much mortgage you can afford. But the costs don?t just end there. Planning in advance ensures that financial surprises will not interfere with your homeownership plans. Be prepared for these additional costs. Deposit This is due when your Offer to Purchase has been accepted and is essentially a gesture of good faith between the buyer and the seller. Your deposit ... Full Article...
posted in General at Fri, 22 Mar 2019 10:08:56 -0600

Friday, March 15, 2019 - New Listing - C4233337

Just added this listing:"A wonderful home in the south east corner of Cranston. As you enter, you are greeted by a lovely vinyl plank flooring throughout the main floor. The upgraded media centre and fireplace is a feature of the large living room. The open kitchen has a Long Island and upgraded storage unit tucked on the end. There is a wall of pantry cupboards for all of your storage needs. The dining room is lovely and bright overlooking the south facing yard. Back here there is a deck, ...
   posted in Listings at Fri, 15 Mar 2019 06:00:00 -0600

Sunday, March 10, 2019 - vacation property? - things to consider

Owning a winter vacation home means spending time with family and friends skiing, snowshoeing, ice skating or just sitting together around a warm fireplace. But as with any real estate purchase, the first step is deciding if buying a winter vacation home makes sense for you. Tom Feigs, a Certified Financial Planner with Money Coaches Canada, says the first consideration is whether you should actually buy a property or just rent a place during winter vacations. ?Can you justify the ownership by ... Full Article...
posted in home tips at Sun, 10 Mar 2019 19:13:18 -0600

Friday, March 1, 2019 - Paying off your mortgage

 Your Road to Mortgage Freedom Do you dream about paying off your mortgage? The new year is usually a time when people review their finances and, if they are in debt, create a plan to reduce that debt. With interest rates rising in Canada, the perennial question resurfaces: Should you pay off your mortgage early? Or invest your money instead? Paying off your mortgage may be the best investment you can make. Here are some ways to save some serious money and become mortgage-free faster. It only ... Full Article...
posted in home tips at Fri, 01 Mar 2019 09:33:30 -0700

Wednesday, February 27, 2019 - New Listing - C4229049

Just added this listing:"Wow! This unit is like walking into the SHOW SUITE and is as IMMACULATE? just about everything has been upgraded! To name a few ?in the kitchen - two tone and upgraded cabinets plus the wall oven package, Induction stove top, chimney style range hood, garburator, Corner walk-in pantry. Luxury vinyl plank throughout. See the feature sheet for full details. It is the popular Auburn plan with two bedrooms and two bathrooms. The master bedroom en-suite is GORGEOUS with dual ... Full Article...
   posted in Listings at Wed, 27 Feb 2019 05:00:00 -0700

Thursday, February 21, 2019 - Three tips for selling your home in a buyers market

Selling your home in Calgary?s present real estate market can be a challenge, but some common-sense decisions can help improve the odds. A REALTOR® in Calgary, says he?s recently noticed basic things that some sellers are not doing ? things that, if done right, could make a difference when selling in a down market. Price it for the marketWe still see homes priced today at what would be considered a ?seller?s price? rather than a market price. ?The reality is it has to priced in the marketplace, ... Full Article...
posted in home tips at Thu, 21 Feb 2019 10:01:10 -0700

Sunday, February 17, 2019 - Fascinating facts in Calgary's housing market

Largest Calgary community by population (2018 Census)Panorama Hills (25,861) For comparison, here are a few of Calgary?s smallest communities by population (2018 Census)Eagle Ridge (311), Bel-Aire (376), Roxboro (396), Mayfair (430), Queen?s Park Village (430) Highest sales month (total residential)*March 2007 (3,259 units) Highest sales year (total residential)*2006 (27,198 units) Lowest sales month (total residential)*December 1995 (603 units) Lowest sales year (total residential)*1995 ...
posted in Calgary housing statistics at Sun, 17 Feb 2019 15:19:34 -0700

Friday, February 15, 2019 - Crossfield, Didsbury, Carstairs & Olds offer a rural lifestyle

North of Calgary, where Highway 2A splits off the main route to Red Deer , are Four communities offering the best of quiet, rural-Alberta living. Crossfield, Carstairs, Didsbury and Olds,  each approximately 10 -15 mins from each, other have their own unique appeal, along with real estate choices ideal for growing families. Crossfield is the closest being only 10 minutes from Airddrie  Carstairs is a family friendly community located less than an hour?s drive from Calgary, with many residents ... Full Article...
posted in Community info at Fri, 15 Feb 2019 10:32:05 -0700

Thursday, February 14, 2019 - Water heaters explained

There are three types of water heaters in a home: conventional tank-style, tankless and solar. Each operates differently and there are a few things to consider when choosing the type of water heater to be installed in a home. Conventional Conventional tank-style water heaters can be powered by electricity, oil, natural gas, propane or even wood. This style not only heats the water, they also store the water once it?s been heated. This is why they?re so large. The tank?s water capacity usually ... Full Article...
posted in home tips at Thu, 14 Feb 2019 10:44:43 -0700

Saturday, February 9, 2019 - CMHC's mortgage loan insurance explained

Mortgage loan insurance has become a popular way for people to buy a home when they can?t come up with a 20 per cent down payment. ?I would say that 95 per cent of all first-time homebuyers require the insurance,? said Calgary REALTOR® . ?It?s expensive in Calgary. How do you save 20 per cent to get around insurance when you?re paying rents and car payments, and probably have credit cards? It?s definitely a good program for people that want to get into a home.? Cathy Aquilina, manager of client ... Full Article...
posted in General at Sat, 09 Feb 2019 13:38:29 -0700

Wednesday, February 6, 2019 - choosing a Realtor

Buying or selling real estate is one of the biggest transactions you?ll make in your life, so having the right REALTOR® by your side is essential. Whether you?re a first-time buyer or seller, or you?ve been through the process before, you want to be sure you?re maximizing your investment. Choosing the right Realtor can make a significant difference in how fast you find or sell a house, the price you pay or receive, and how smoothly the transaction goes. To kick-start your Realtor research, here ... Full Article...
posted in General at Wed, 06 Feb 2019 20:04:19 -0700

Wednesday, February 6, 2019 - New Listing - C4225385

Just added this listing:"OPEN HOUSE Sun Feb 24 1-4pm Wow! This home is immaculate and a pleasure to show. You will enjoy the multitude of upgrades the owners built into this home (ask me for the full feature list) ? heated tile floors throughout the entire living space in the basement, surround sound through the entire house even to the deck outside and a steam shower in the ensuite are just a few! As you enter the front door, there is a flex room to your left to the right is a half bath, ...
   posted in Listings at Wed, 06 Feb 2019 05:00:00 -0700

Sunday, February 3, 2019 - Varsity

The community of Varsity spreads out from the University of Calgary?s campus and endowment lands, expanding north of 32nd Avenue N.W. on the west side of Crowchild Trail. Developed in the 1960s around the same time as the original U of C campus, Varsity features a variety of two-storey and Ranch-style home designs, with many now experiencing full renovations or rebuilds. Almost 13,000 residents call this community home. ?Varsity is a wonderful community for families,? said long-term community ... Full Article...
posted in Community info at Sun, 03 Feb 2019 10:32:50 -0700

Tuesday, January 29, 2019 - Mould is a serious health hazard

People are exposed to mould spores daily in the air they breathe. However, sometimes mould can grow excessively in certain areas called ?amplification sites? and can cause different types of illnesses. Some moulds are more hazardous than others and different people have different responses to mould exposure. Those with allergies, existing respiratory conditions or suppressed immune systems are especially susceptible to health problems from mould exposure. Researchers have identified that some ... Full Article...
posted in home tips at Tue, 29 Jan 2019 13:30:15 -0700

Wednesday, January 23, 2019 - New Listing - C4223715

Just added this listing:"This is a gorgeous, well kept home, in Airdrie?s Luxstone community. The kitchen has a dining area, a walk thru pantry, and an island with breakfast bar, a double granite sink with a touch controlled tap, a Bosch dishwasher and even a vacuflo kickplate. The cabinets have under mount lighting and the fridge has water and ice dispenser. The living room is carpeted for cozy ambiance, in front of the gas fireplace with tile surround and mantle. From the double attached ...
   posted in Listings at Wed, 23 Jan 2019 05:00:00 -0700

Tuesday, January 15, 2019 - 10 important things to know about home insurance

Home insurance is a lot like one of those ?break glass in case of emergency? boxes?you don?t expect to use it, but you?re happy it?s there when you need it. This powerful tool protects you, your property and your belongings in all kinds of ways. Here are some surprising facts about home policies?many of which you might not even be aware of. NOT ALL POLICIES ARE CREATED EQUALA bargain-basement insurance quote often reflects what you get in return. For instance, basic insurance covers your home ... Full Article...
posted in home tips at Tue, 15 Jan 2019 10:43:29 -0700

Sunday, January 13, 2019 - Rural Home Security

Rural crime in Alberta has been on the rise for the past five years?a trend that worries law enforcement officials. We asked Jennifer Kee, crime reduction coordinator with the RCMP?s K Division in Edmonton, for tips on how rural homeowners can protect their property. Where should one hide spare keys?Don?t hide spare house keys on your property. Perpetrators know all the hiding spots?under the doormat, in the flower planter?so it?s best to leave keys with a neighbour or family member, even if ... Full Article...
posted in home tips at Sun, 13 Jan 2019 11:57:07 -0700

Saturday, January 5, 2019 - Pitfalls of gifting a home

While mixing family and money is a cardinal sin, it?s being done in Canada on a daily basis. The reason: the Canadian housing market is so hot that millennials can?t touch it alone. Parents are ?gifting? or selling their rental properties to their children for a nominal value. While this is a valid strategy, there are several important factors to consider. As someone who worked in many law firms, it never ceased to amaze me as to how seemingly happy siblings from functional families squabbled ... Full Article...
posted in home tips at Sat, 05 Jan 2019 08:23:16 -0700

Wednesday, January 2, 2019 - December 2018 housing stats for Calgary & area

 

Media release: Job market weakness and lending restrictions a common thread in 2018’s housing market

City of Calgary, January 2, 2019 –

As oversupply continues in Calgary’s housing market, December prices eased by one per cent compared to last month and are over three per cent below last December. 

“Persistent weakness in the job market and changes in the lending market impacted sales activity in the resale market this year,” said CREB® chief economist Ann-Marie Lurie.

“This contributed to elevated supply in the resale market, resulting in price declines.”

December sales totalled 794 units, a 21 per cent decline over the previous year. Overall year-to-date sales in the city totalled 16,144 units. This is a 14 per cent decline over 2017 and nearly 20 per cent below long-term averages.

Inventory levels in December sat at 4,904 units. This is well above levels recorded last year and 30 per cent above typical levels for the month. Elevated resale inventories in 2018 were caused by gains in the detached and attached sectors.

Throughout 2018, the months of supply remained elevated and averaged 5.2 months. This contributed to the annual average benchmark price decline of 1.5 per cent. Price declines occurred across all product types and have caused citywide figures to remain over nine per cent below the monthly highs recorded in 2014.

“Both buyers and sellers faced adjustments in expectations this year. Sellers had to compete with more choice in the resale market, but also the new-home market,” said CREB® president Tom Westcott.

“With less people looking for a home, it became a choice between delaying when to sell or adjusting the sale price. However, buyers looking for more affordable product did not find the same price adjustments that existed in some of the higher price ranges.”

More information on the 2018 housing market will be released at CREB®’s 2019 Forecast Conference & Tradeshow (www.crebforecast.com) on Jan. 30, 2019.

 

HOUSING MARKET FACTS

Detached

Detached sales declined across all districts in 2018. With citywide sales of 9,945 units, activity remains 21 per cent below typical levels for the year.
Detached inventories were higher than last year’s levels for each month of the year, including December. Slow sales caused the market to be oversupplied through most of 2018.
Detached benchmark prices totalled $481,400 in December, a one per cent decline over last month and a three per cent decline over last year. Overall, 2018 prices declined by 1.5 per cent compared to last year.
Prices have eased across most districts in 2018. The largest declines this year have occurred in the North East, North West and North districts.

 

Apartment

Apartment sales totalled 2,663 units in 2018. While the decline is less than other product types, levels are 22 per cent below long-term averages.
The apartment condominium sector has struggled with oversupply for almost three years and 2018 was no exception.
However, supply has been easing, as inventories this year averaged 1,584 units, one per cent below last year’s levels.
Despite slowing supply growth, the market remained oversupplied, causing further price declines. In December, benchmark prices were $251,500, over two per cent below last year. Annually, prices have declined by nearly three per cent for a total decline of 14 per cent since 2014.
Price declines this year have ranged from a high of nearly six per cent in the East district to a low of two per cent in both the City Centre and North West districts.

 

Attached

Declines for both row and semi-detached product resulted in 2018 attached sales of 3,536 units, a 15 per cent decline over the previous year and 14 per cent below long-term averages.
Slower sales activity prompted some pull-back in new listings, but this was limited to the row sector. Row new listings declined by four per cent and semi-detached new listings rose by nearly 15 per cent in 2018.
Despite some adjustments to new listings, inventory levels remained elevated, keeping the market in buyers’ market territory and putting downward pressure on prices.
In December, the semi-detached benchmark price totalled $397,500. This is a monthly and year-over-year decline of 0.8 and 3.8 per cent, respectively. Recent price declines have caused this sector to erase any of the gains that occurred last year, as 2018 prices remain just below 2017 levels. Overall, annual prices remain 1.4 per cent below 2014 peak levels.
Row prices have also been edging down. As of December, row prices were $288,400, a 1.5 per cent decline from last month and nearly four per cent below last year’s levels. Overall, 2018 prices remain two per cent below last year’s levels and nearly 10 per cent below previous highs.

 

REGIONAL MARKET FACTS

Airdrie

In 2018, the Airdrie housing market was distinctly marked by oversupply and signs of buyers’ market conditions. Compared to last year, inventory levels and months of supply have been significantly higher, combined with lower levels of sales. This has led to downward pressures on the benchmark price for detached homes.
Annual residential sales exhibited a year-over-year decline of 14 per cent and were almost 19 per cent lower than activity over the past 5 years. This consistent decline was observed across all product types.
Supply in 2018 was at record-high levels, with new listings achieving a new year-to-date peak for most of the year. Inventories have also been continuously increasing throughout this year and are 12 per cent higher than in 2017. Months of supply have increased steadily and averaged 5.6 months in 2018.
Persistent oversupply has resulted in a decline in Airdrie prices.  In 2018 detached benchmark prices averaged $369,042, over two percent below last year

 

Cochrane

Declining by 64 units, 2018 sales in Cochrane were lower than the previous year. However, an annual count of 599 sales remains comparable to activity over the past three years.
In 2018 there were 1,288 new listings, the highest on record.  Elevated new listings and easing sales resulted in rising inventories and months of supply that averaged nearly 7 months.  
Elevated supply has caused detached prices to trend down over the second half of the year, however, it was not enough to offset earlier gains.  In 2018, detached benchmark prices have remained comparable to last year.

 

Okotoks

2018 residential sales in Okotoks were 463 units, a decline over last year and comparable to 2010 activity.
Gains in new listings combined with slower sales resulted in rising inventory and excess supply in this market. 
Despite increased supply and weak sales, detached home prices in Okotoks showed modest increases in 2018. The average detached benchmark price totalled $434,875, which is one per cent higher than last year.

Source Creb Jan 2.2019

posted in Calgary housing statistics at Wed, 02 Jan 2019 20:49:36 -0700

Tuesday, January 1, 2019 - Scarboro

Ask anyone who lives in the community of Scarboro what makes it so special and you will get a variety of answers. ?It?s hard to put a pin in it,? said resident Kate Morisset. ?There is just this real sense of connectivity.? It?s the list of intangibles that ratchets up the must-live-here desires ? the camaraderie with neighbours, the feelings of belonging, and the sense ownership and pride. ?There are just so many touch points to this community,? said Morisset. ?The yearly garden tour, the ...
posted in Community info at Tue, 01 Jan 2019 12:28:58 -0700

Monday, December 31, 2018 - Applewood

Brimming with families, many of whom have been in the community for decades, Applewood Park extends to the north from International Avenue near Elliston Park in Calgary?s southeast. Big houses, double-car garages perfect for home workshops, and large yards are a few of the defining characteristics of this community developed in the early 1980s. With three refurbished and upgraded playgrounds, the 2,000-plus kids in Applewood Park can swing, climb, bounce and run to their hearts? content. ?It?s ... Full Article...
posted in Community info at Mon, 31 Dec 2018 10:54:13 -0700

Sunday, December 30, 2018 - Housing affordability across Canada

Housing affordability has been the talk of the nation in recent years, especially as tighter mortgage regulations and higher borrowing costs have started to impact housing markets across the country.A recent report by RBC Economic Research indicates that Calgary?s housing market isn?t out of reach for many potential homebuyers, especially when compared to the Vancouver and Toronto markets, as well as the Canadian average. The RBC Housing Affordability Measure is the proportion of median pre-tax ... Full Article...
posted in General at Sun, 30 Dec 2018 12:42:23 -0700

Friday, December 28, 2018 - Richmond

Full of vibrancy and life, Richmond is a community in the throes of change. With boundaries that stretch from 33rd Avenue S.W. north to 17th Avenue S.W., the community contains an eclectic mix of homes, from wartime bungalows to multi-million dollar infills. On the western edge, the community boundary jogs across Crowchild Trail, bumping up against Killarney and Currie Barracks, while the eastern perimeter extends to 19th Street S.W. ?The demographic is really changing,? said former Richmond ... Full Article...
posted in Community info at Fri, 28 Dec 2018 16:38:44 -0700

Thursday, December 27, 2018 - All in one Mortgage?

If keeping your various loans, lines of credit, bank accounts and a mortgage in order is becoming a herculean task, some Canadian financial institutions are touting a simple solution. So-called all-in-one mortgages, sometimes referred to as all-in-one lines of credit, combine all your financial obligations into one chequing account. Websites for some of the banks offering an all-in-one mortgage tout its potential advantages. National Bank of Canada says an all-in-one account lets you ...
posted in General at Thu, 27 Dec 2018 09:55:53 -0700

Sunday, December 23, 2018 - Top 5 staging mistakes to avoid

Staging is one of those often-overlooked details that can make all the difference when it comes time to sell. According to research conducted by the National Association of Realtors, 49 per cent of potential buyers said that staging impacted their view of a home, while 58 per cent of Realtors reported a significant increase in sale price after a home was staged. Unfortunately, there are some staging mistakes that actually make a home seem less desirable to potential buyers. Make sure you?re not ... Full Article...
posted in home tips at Sun, 23 Dec 2018 11:30:11 -0700

Friday, December 21, 2018 - Sage Hill

One of five communities in Calgary?s new north within the Symons Valley area, Sage Hill topped the 2018 census charts for population growth, expanding by 1,136 residents over the past year from 6,083 to 7,219 people. And that growth is expected to continue, while the community?s latest development, Sage Hill Quarter, comes to life. It?s really a community within a community and it?s destined to bring a downtown vibe to this suburban oasis. The brainchild of Ronmor Developers, this 17-acre ...
posted in Community info at Fri, 21 Dec 2018 10:04:30 -0700

Thursday, December 20, 2018 - Living,working & playing in the same area?

Given Calgary?s traffic, the only way to cover the critical elements ? live, work and play ? in three different parts of the city each day is to cut out the fourth one: sleep. Fortunately, a new philosophy in home development lets you have it all without sacrificing the shut-eye.?When you can live, work and play in the same area of the city, it creates a stronger sense of community,? said Elton Ma, director of commercial development for Brookfield Residential in Calgary. A prime example of this ... Full Article...
posted in Community info at Thu, 20 Dec 2018 09:31:33 -0700

Wednesday, December 19, 2018 - 5 things to know about the new cannabis act.

1. How much cannabis can be grown legally in a residence once it becomes legal? Four cannabis plants may be grown in each residence. This includes apartment or condominium units. Under federal legislation, this could also include an outside garden that is part of a home. The provinces will each determine whether to permit this outside growing. 2. Will there be any standards as to what constitutes ?safe? growing of cannabis? Right now, there do not appear to be any regulations in place. You will ... Full Article...
posted in General at Wed, 19 Dec 2018 09:54:13 -0700

Tuesday, December 18, 2018 - Sunnyside

As one of Calgary?s oldest communities, Sunnyside weaves together a poignant blend of architectural styles. Modern infills sit alongside century homes, while walk-up-style apartment buildings wink at neighbouring new-build, mid-rise condo towers. The community is cemented together by a strong community spirit and honed sense of connectivity spearheaded by several local organizations, from churches to the community association and Kensington Business Improvement Area. Inclusivity and caring are ... Full Article...
posted in Community info at Tue, 18 Dec 2018 08:17:57 -0700

Monday, December 17, 2018 - Charming Chestermere

A rapidly increasing number of people are discovering Chestermere?s allure. When McKay moved to the community 27 years ago, the population barely topped 900. Today, it sits around 20,700, with growth of just under two per cent last year. Even though Calgary has several lake communities of its own, at 750 acres, Chestermere Lake is nearly 700 acres larger than its largest Calgary counterpart. Additionally, as Chestermere Lake is part of the Western Irrigation District ? a network of waterways ... Full Article...
posted in Community info at Mon, 17 Dec 2018 20:34:11 -0700

Sunday, December 9, 2018 - Keeping your house ready to show

1.Make all beds everyday.2.Keep all toilet seats down.3.Make sure towels are hung properly.4.Make sure all crumbs are cleaned from counter tops after meals.5.Turn all lights on when showing and have FM radio with light music on during showings.6.Don?t leave dirty clothes on the floor and put all your belongings away.7.Keep all counter top items put away.8.Keep medications out of sight.9.Don?t cook foods with odours that will linger. Remember, this is a short period of time to keep up a staged ... Full Article...
posted in home tips at Sun, 09 Dec 2018 11:58:10 -0700

Sunday, December 2, 2018 - Calgary's most walk- and transit-friendly communities

While Calgary is still viewed by many as a car-centric city, there are many other ways for Calgarians to get around ? whether you choose to walk, bike or take transit. Just ask the residents of the following communities, the proud recipients of some of the city?s highest walk and transit scores from www.walkscore.com. Top 5 ? Walk Score Chinatown (95)Downtown Commercial Core (93)Cliff Bungalow (92)Eau Claire (91)Beltline (90) Top 5 ? Transit Score Downtown Commercial Core (84)Downtown West End ... Full Article...
posted in Community info at Sun, 02 Dec 2018 10:56:10 -0700

Thursday, November 29, 2018 - How building a garage can dramatically increase your home value

Driving has always been a way of life for Calgarians, and given the ubiquity of cars in in the city, garages are a must for almost every home. Whether looking to build a home for the first time or renovating an old one, detached or attached garages are the options most builders choose. However, special builds also exist and can even include underground parking or tunnels, at costs upwards of $35,000 for a triple-detached unit. According to appraisers, a garage of any kind added to a home will ... Full Article...
posted in home tips at Thu, 29 Nov 2018 10:35:21 -0700

Wednesday, November 28, 2018 - Packing up plants

How to take pieces of your garden with you when you move If you want to move your entire garden when you sell your home, think again. First, it?s illegal, and second, plants ripped out randomly in summer wilt and die unless pampered. But what if you have a sentimental piece of grandma?s peony, a special perennial plant or a friend?s perfect poppy? Taking bits and pieces of your garden with you without changing the look of the yard is possible with these tips: Collect SeedsAfter a few moves, I ... Full Article...
posted in home tips at Wed, 28 Nov 2018 10:01:55 -0700

Thursday, November 22, 2018 - Peace & Quiet living in Calgary?

Springbank offers tranquil lifestyle and stunning views on Calgary?s western outskirts As the summer sun rises in the bold, blue Alberta sky, Lisa Neiles revels in the quiet, as she sips her coffee on the deck of her home on Calgary?s western perimeter in Springbank Hill. She says that the peacefulness, along with the easy access to the city, attracted her and her husband to the area. ?I love how we can sit on our deck and hear nothing but the birds chirping,? said Neiles. ?It is rare you can ... Full Article...
posted in Calgary housing statistics at Thu, 22 Nov 2018 11:47:32 -0700

Sunday, November 18, 2018 - Eau Claire

Revitalization of this historic, riverfront community is well underway As part of downtown?s humming riverfront, the community of Eau Claire possesses a rich and varied history. With beginnings in the 1880s as an industrial site, the land was originally owned and developed by the Prince family, which founded the Eau Claire Lumber Mill. Today, the area is a mecca for festival goers and those looking for a green respite in the middle of the city. The community is the gateway to Prince?s Island ... Full Article...
posted in Community info at Sun, 18 Nov 2018 10:45:06 -0700

Thursday, November 15, 2018 - Calgary Beltline

Inner-city community combines historic charm with stunning new developments The Beltine is a community experiencing a period of major transition ? from the reconstruction of 17th Avenue S.W. to the reimagining of Victoria Park. Through it all, the beauty and vibrancy of this inner-city neighbourhood just seems to be getting stronger and stronger. Almost 22,000 people of all ages live here, attracted by its stunning scenery ? a synthesis of historical architecture and glistening, contemporary ... Full Article...
posted in Community info at Thu, 15 Nov 2018 12:06:41 -0700

Tuesday, October 2, 2018 - Live - Work homes

Most Calgarians have a place where they live and another where they work. However, a combination of the two has emerged that could be the wave of the future: live-work condominiums. In the early 2000s, Battistella Developments took a chance when it unveiled its Orange Lofts live-work condominium project in what was then an East Village neighbourhood awaiting renewal. No one was sure how successful the concept would be, but the result was the creation of a rather unique community, says Chris ... Full Article...
posted in Community info at Tue, 02 Oct 2018 10:44:46 -0600

Wednesday, September 26, 2018 - Fun in the Sun

How to buy a vacation home without getting burned While sunburn can ruin a holiday, getting burned on a vacation home purchase can sting for much longer. Fortunately, doing your homework will help you find your place in the sun without feeling the heat. I (Pat Lanuke) am busy networking in the US and the Caribbean  so that I can refer you to the right property or specialist. ?The market has seen price drops lately, so a lot of people are finding vacation properties at $300,000 or below,?  ?The ... Full Article...
posted in News at Wed, 26 Sep 2018 11:07:21 -0600

Friday, September 21, 2018 - Alberta's best kept secret!

Discover one of Alberta?s best-kept vacation secrets Just an hour-and-a-half south of Calgary and only 30 minutes from the town of Vulcan lies a little-known gem. The Little Bow Resort and its collection of 250 bare land condominium properties is located along the sandy shores of Travers Reservoir, a 17-kilometre-long lake with crystal clear waters fed by the Little Bow River. ?It really is beautifully clean, and it is a deep lake and quiet, so you can really enjoy boating and all of the sports ... Full Article...
posted in Community info at Fri, 21 Sep 2018 10:23:00 -0600

Wednesday, September 19, 2018 - Why we love Calgary!

Calgary is no concrete jungle In addition to the streets, sidewalks and skyscrapers that define most large cities, Calgary is blessed with enough parks and natural spaces to leave other major centres green with envy. ?It?s very important to have a variety of open spaces for relief from urban living, whether it?s pathways for exercise, parks with playgrounds or just a place to kick a soccer ball,? said Travis Shaw, planning and development lead with Calgary Parks. Given the proven health ...
posted in Community info at Wed, 19 Sep 2018 10:48:00 -0600

Monday, September 17, 2018 - Fire safety tips to protect your home

In Calgary, a recent string of house fires has people thinking about fire safety in the home. Carol Henke, public information officer with the Calgary Fire Department, says kitchen fires are the most common residential call for the fire department, ?and often it?s because people leave their cooking unattended.? She says someone will put oil in a pan to heat up, and once the oil reaches its ignition temperature, it bursts into flames. People often make things worse by trying to carry the pan out ... Full Article...
posted in home tips at Mon, 17 Sep 2018 10:11:51 -0600

Thursday, September 13, 2018 - Redwood Meadows

Picturesque living between Calgary and the mountains Perched at the junction of Highways 8 and 22X with a beautiful mountain backdrop, the townsite of Redwood Meadows is attracting young families who want to get away from it all, while staying close enough to the city for a quick commute. ?It?s very social and very friendly here. I know it sounds cliché, but you know your neighbours,? said resident Mike Decore, who moved to the area three years ago and commutes to an office in downtown Calgary. ... Full Article...
posted in Community info at Thu, 13 Sep 2018 12:15:08 -0600

Tuesday, August 7, 2018 - tips for decluttering

A cluttered home or workspace can be stressful and distracting. Although getting rid of clutter can sometimes seem overwhelming, by taking small and manageable steps you can quickly and easily reclaim your space. See our checklist below, it will help you feel more calm and productive as you begin. Our junk truck teams have seen lots of clutter in their days. We?ve been able to put together a list to help you prepare for de-cluttering your life during spring cleaning. 1. Be Prepared: Don?t start ... Full Article...
posted in Calgary housing statistics at Tue, 07 Aug 2018 11:59:07 -0600

Wednesday, August 1, 2018 - 5 tips to remember when you are buying or renting together

1. When renting, everyone will have to sign the lease. A careful landlord will make sure that there is one lease, signed by all of the tenants. This means that each tenant will be responsible for the entire monthly rent. It is thus important that you are satisfied with your fellow tenants because if one just disappears, the others will have to make up the shortfall and figure out how to find the new tenant to share expenses. 2. How do you protect yourself when buying a property together? The ... Full Article...
posted in home tips at Wed, 01 Aug 2018 16:38:34 -0600

Sunday, July 22, 2018 - Cranston

I have several listings in this lovely Southeast Calgary community. It  is a nature lover?s dream Appealing to a variety of demographics, the dynamic community of Cranston offers a taste of the good life. ?It?s a great community with so much to offer, including schools and shopping right in the area,? said Justin Castelino, marketing manager for Brookfield Residential, the developer behind upper Cranston and the niche community of Cranston?s Riverstone. Since its launch, the master-planned ...
posted in Community info at Sun, 22 Jul 2018 11:21:54 -0600

Tuesday, July 17, 2018 - patio season!

How to create a great backyard getaway for patio season Patio season is underway, so it?s time to get your garden ready. With a little planning, you can make your own cozy corner for sitting and entertaining a reality this weekend. ShelterNew neighbourhoods lack trees and high-rise decks are exposed to the elements. Both mean you need to think windbreak and sunbreak first, planting second. Shade cloth, outdoor curtains or overhead shade sails are an instant source of comfort for patios where ... Full Article...
posted in home tips at Tue, 17 Jul 2018 16:10:57 -0600

Sunday, July 8, 2018 - wine room?

In-home wine cellars? popularity on the rise Canadians love to kick back and enjoy a good sip or smooth tipple ? after all, we spent $7 billion on wine alone in 2016, according to Statistics Canada. So it?s no surprise that people are building the activity into their homes. Whether a leisure-time imbiber, a hobbyist or a serious collector, wine racks, wine rooms and wet bars have become popular additions to new-home designs and renovated homes alike. Pieter Spinder is president and chief design ... Full Article...
posted in Calgary housing statistics at Sun, 08 Jul 2018 09:37:53 -0600

Monday, June 25, 2018 - Are you ready for your road trip?

Whether you?re taking the cover off that vintage Cadillac or just driving your trusty Toyota, don?t overlook giving your ride a tune-up. The last thing you want to have happen is for your engine to overheat, stall or break down. Here are a few car-care tips to help you avoid a costly repair this spring and summer. HOSE IT DOWNGive your vehicle a good wash from top to bottom?that includes cleaning the tires, wheel wells and undercarriage, where grit and road salt may still be present. If you?re ... Full Article...
posted in General at Mon, 25 Jun 2018 11:03:13 -0600

Thursday, June 21, 2018 - Hidden Rooms!

The broad appeal of secret-room renovations If you love those scenes from old movies where a wall opens to reveal a secret room, you can now put yourself squarely in the picture. Hidden rooms in houses ? usually custom-built homes, rather than existing structures ? are growing in popularity, and for good reason. ?The demand for these rooms is huge right now, partly because thieves aren?t taking televisions or stereos anymore ? they?re going after your identity,? said Sandy Scheiris, CEO of ...
posted in home tips at Thu, 21 Jun 2018 08:03:02 -0600

Sunday, June 17, 2018 - understanding your budget

How much home can you afford? Shopping for the home of your dreams requires knowing how much you can afford to spend, which for most buyers ties directly into a mortgage. Financial institutions in Canada look at a buyer?s Gross Debt Service (GDS) and Total Debt Service (TDS) ratios to help determine how much mortgage to approve, and therefore, how much home a person can afford. GDS includes expenses related to the home, such as mortgage principal and interest, property taxes, heating costs and ... Full Article...
posted in home tips at Sun, 17 Jun 2018 11:06:01 -0600

Friday, June 15, 2018 - Spring Home Maintenance Checklist

Spring has sprung!! While it is time to welcome flowers, leaves and warmth, it?s also time to do some home maintenance and get your house cleaned up after the long winter. Gutters and downspouts: Pull leaves and debris from gutters and downspouts. Re-attach gutters that have pulled away from the house. Run a hose on the roof and check for proper drainage. If any leaks exist, dry the area and use caulking or epoxy to seal the leak.Siding: Clean siding with a pressure washer. Check all wood ...
posted in home tips at Fri, 15 Jun 2018 14:31:40 -0600

Thursday, June 14, 2018 - demystifying condo fees

Demystifying condo fees We?ve probably all heard someone say they?d love to buy a condominium, but they don?t like the idea of paying condo fees. ?We see that $500 condo fee and ask, ?what do I get?? ? said Bernice Winter, CEO of Condo Check, a Calgary company that provides condominium services, including document reviews. Winter says when people buy into a condominium, they buy into a share of responsibility for expenses related to operating, maintaining and repairing areas of the building ... Full Article...
posted in home tips at Thu, 14 Jun 2018 11:01:22 -0600

Monday, June 11, 2018 - New homes in older communities!

You don't have to move out to the suburbs to own a new home - here are some older communities that are getting a makeover! Redevelopment projects lead to new communities in established areas Most people think of new communities as being on the outskirts of the city, often in areas where amenities like shopping and schools are still lacking. But there are a growing number of new communities springing up in well-established areas of Calgary, as redevelopment occurs on lands once used for ...
posted in Community info at Mon, 11 Jun 2018 10:54:17 -0600

Wednesday, June 6, 2018 - Belmont

New southwest community of Belmont offers new beginnings Sitting just south of Silverado between 194th Avenue and 210th Avenue S.W., the new Calgary community of Belmont is touted as a quiet refuge on the edge of the city and a place for new beginnings. ?It?s a bright, modern community with a broad appeal for those looking for affordable quality in south Calgary,? said Steve LePan, development manager with Anthem United. ?As the first new community in the area, it?s focused on affordable ...
posted in Community info at Wed, 06 Jun 2018 12:41:47 -0600

Friday, June 1, 2018 - Mahogany

Popular southeast lake community continues to grow  The community?s architecture, lake, wetlands and extensive pathway system that connects it all attracts families.  ?There are so many community events ? ladies? nights are the best ? and the overall community feel is second to none,?  ?That is just what Hopewell Residential, the developer behind the community, had in mind when it created the vision for Mahogany. ?When Mahogany first launched 10 years ago, we sought to create a community like ... Full Article...
posted in Community info at Fri, 01 Jun 2018 14:41:04 -0600

Thursday, May 24, 2018 - Skyview Ranch

One of the first communities to establish a foothold in Calgary?s new north, Skyview Ranch has been steadily growing ever since its inception almost 10 years ago. In fact, its population has more than doubled in the past five years, growing from 4,519 residents in 2013 to more than 10,000 in 2017. It has attracted a young and diverse demographic looking for an affordable lifestyle that?s close to everything. The master-planned community is located in Calgary?s northeast quadrant and surrounded ... Full Article...
posted in Community info at Thu, 24 May 2018 10:28:18 -0600

Friday, May 4, 2018 - allergy free home

Allergies are often associated with the arrival of spring, but indoor allergy sufferers will often find themselves sniffing and sneezing year-round. The culprit? Indoor allergens such as dust, dust mites and pet hair and dander. So how do you make sure your home is a respite from both seasonal and interior allergens and create a healthy environment for you and your family? According to the American College of Allergy, Asthma & Immunology, there are several best practices you can adopt to manage ... Full Article...
posted in home tips at Fri, 04 May 2018 15:17:15 -0600

Thursday, April 19, 2018 - SW Ringroad update

Ring road construction accelerates plans for new Richmond-Sarcee interchange Plans for a $106-million interchange at Richmond Road and Sarcee Trail are taking on added importance as construction continues along Calgary?s southwest ring road. Residents of surrounding communities, and the area?s city councillor, want the interchange plan to be funded and built in time to handle traffic when the ring road opens around the end of 2021. ?I?ve lived in the ward all my life and have never felt that ... Full Article...
posted in Community info at Thu, 19 Apr 2018 13:23:43 -0600

Wednesday, April 18, 2018 - Timber frame and log homes

Classic timber-frame and log homes are the perfect fit for many Alberta acreage properties Attractive acreage properties lend themselves beautifully to some classic building methods: timber-frame construction and natural log homes. Each has its own appeal, and while the homes come at a premium cost, Alberta specialty builders say the results are worth the money. Lloyd Beckedorf, president of Moose Mountain Log Homes Inc. in Cochrane, says the look of a log home is timeless. ?You can look at log ... Full Article...
posted in home tips at Wed, 18 Apr 2018 08:00:10 -0600

Tuesday, April 3, 2018 - March 2018 housing statistics

Housing Market Inventory on the Rise. As expected, slow sales this quarter have persisted through March in the City of Calgary. This is not a surprise, after stronger growth in sales at the end of last year following the announced changes to the lending market. First quarter sales totaled 3,423 units, nearly 18 per cent below last year's levels and 24 per cent below long-term averages. Easing sales and modest gains in new listings caused inventories to rise and months of supply to remain above ... Full Article...
posted in Calgary housing statistics at Tue, 03 Apr 2018 10:02:19 -0600

Friday, March 23, 2018 - Midnapore and Sundance

Neighbouring Midnapore and Sundance share extensive amenities and lake-community identity It?s early afternoon on a chilly Saturday in January, and in Calgary?s southeast community of Sundance, groups of teenagers gather to play a friendly game of shinny on the frozen, manmade lake that serves as a hub for the community. There is camaraderie here ? an old-fashioned feeling of belonging. A fire pit takes centre stage at the upper skating rink, and an oversized sculpture of Santa Claus and his ... Full Article...
posted in Community info at Fri, 23 Mar 2018 15:35:31 -0600

Sunday, March 4, 2018 - 5 reasons to go to an openhouse

1. Give Yourself a Head Start on the House Hunt It can take awhile to get your head around the real estate market and you don?t want to feel like you?re making a premature decision. When making big choices ? like what wedding dress to wear for the big day or car to drive ? it can help to see many options. It is possible to pick the first gown you try on, or the first sedan you test-drive, but more likely than not you?ll want to do a little shopping and comparing ? this is especially true when ... Full Article...
posted in General at Sun, 04 Mar 2018 10:52:21 -0700

Saturday, February 24, 2018 - 2018 mortgage rules

The new year is upon us, and with it, a whole new real estate reality. Tougher federal mortgage regulations took full effect on Jan. 1, slashing affordability for new borrowers and contributing to slower selling conditions than the record-breaking activity experienced throughout 2017 in Canada?s largest markets. Dubbed Guideline B-20, this latest parcel of policy changes is also anticipated to be the most impactful, as all new mortgage applicants must undergo a stress test regardless of their ... Full Article...
posted in General at Sat, 24 Feb 2018 11:03:46 -0700

Thursday, February 22, 2018 - Renovations on a budget

Renovations on a $5,000 budget At first glance, doing meaningful home renovations for $5,000 is akin to those travel guides for ?Europe on $10 a day?: easier said than done. Yet, like the backpacker who squeezes every penny from their budget to travel the globe, affordable renovations are not out of reach if you spend your nickels and dimes wisely. According to Bob Weir, vice-president of operations with Calgary?s Reborn Renovations, making improvements with $5,000 certainly narrows your ...
posted in home tips at Thu, 22 Feb 2018 11:38:15 -0700

Sunday, February 18, 2018 - Tips for new home buyers

Five tips for first-time homebuyers The financing, the finagling, the legwork and the looking ? buying your first home is one of the most exciting times of your life, but it can also be one of the most intimidating and stressful things you?ll ever do. An experienced REALTOR® can help guide you through every step, negotiate on your behalf and streamline the entire purchase process. 1.Get pre-approved for a mortgage. ?Especially with the new mortgage rules that are in place now, with 20 per cent ... Full Article...
posted in General at Sun, 18 Feb 2018 10:17:29 -0700

Friday, February 16, 2018 - Nose hill Park

How Calgarians banded together to protect nature and create Nose Hill Park In the early 1970s, the booming city of Calgary was expanding ever outward. Developers looking for new areas to build communities cast their eyes upward in the northwest to Nose Hill, which dominated the area landscape. Nose Hill was prime real estate, untouched by residential development, but it was also viewed by some Calgarians as an important remnant of the fast-vanishing prairie grassland ecosystem. When a routine ... Full Article...
posted in Community info at Fri, 16 Feb 2018 09:46:10 -0700

Tuesday, February 13, 2018 - Going "green"

10 energy-efficiency tips for the home Conduct a home energy assessmentTo save energy in your home, it helps to understand how you?re currently consuming ? and possibly wasting ? heat and electricity. A professional home energy assessment will provide comprehensive data on your home energy use and help provide a road map for improvements. The investment ? $500-750, depending on the size of your home ? will pay off in the long run. Some municipalities offer rebates to help cover the cost. You ... Full Article...
posted in home tips at Tue, 13 Feb 2018 09:53:33 -0700

Sunday, February 11, 2018 - February in the garden

Ordering seed for the horticultural season ahead ?I?ll start ordering seeds soon,? I think to myself, as I browse the catalogues that are filling my mailbox and inbox. As a gardener, I don?t have to wait for catalogues to arrive to get in on seed mania and neither do you. If you have a balcony or a patio, you can dream of growing Tiny Tim or Siderno Tomatoes, Delize strawberries, Mascotte green beans or flower dragon muskmelons in pots later this spring. And if you have a big backyard, you have ... Full Article...
posted in home tips at Sun, 11 Feb 2018 12:14:29 -0700

Saturday, February 3, 2018 - Cedarbrae & Oakridge

Families thrive in Cedarbrae and Oakridge Tree-lined streets, cul-de-sacs brimming with children at play, 1970s architecture, easy access to nature, and plenty of parks, trails, local shops and schools make the southwest communities of Cedarbrae and Oakridge desirable on many levels. ?We have a true continuum of the life cycle here, with a variety of demographics, from singles to families and retirees,? said Steven Brown, president of the Cedarbrae Community League Association. ?Life here ...
posted in Community info at Sat, 03 Feb 2018 13:03:27 -0700

Tuesday, January 23, 2018 - December 2017

Sales activity for all product types improved in December and pushed monthly sales to long-term averages for the second month in a row. However, new listings also rose, keeping inventory elevated compared to typical levels for December. With more supply remaining compared to sales, benchmark prices edged down for the fifth consecutive month.   "Many of the economic indicators continue to post modest improvements, including improving sales. However, demand gains have not outpaced the additional ... Full Article...
posted in Calgary housing statistics at Tue, 23 Jan 2018 16:41:57 -0700

Sunday, January 7, 2018 - 6 things to consider when buying a rental property

1.LocationThe location of a property will determine the type of renters that will want to live there. Central areas generally have the highest demand, but less-pricey options in working-class areas often have better cash flows. Opt for high-growth areas over those that are in decline. Safety is also an important concern. Renters steer clear of unsafe neighbourhoods, so make sure your income property is in a safe and secure area.2.RentThe monthly rent you can charge for a given property will be ... Full Article...
posted in General at Sun, 07 Jan 2018 16:08:40 -0700

Wednesday, January 3, 2018 - Evergreen

Beautiful southwest community offers suburban charm with easy access to the great outdoors The southwest community of Evergreen is snuggled against the southern edge of one of Calgary?s most beautiful and accessible natural areas ? Fish Creek Park. But perhaps its greatest claim to fame is an unexpected one. Evergreen provided the backdrop for the feature-length Canadian film Radiant City, a docu/mockumentary, which was presented at the 2006 Toronto Film Festival. The film explores life in the ... Full Article...
posted in Community info at Wed, 03 Jan 2018 18:30:05 -0700

Thursday, December 21, 2017 - What a Realtor would like you to know!

Yes, there are some dishonest real estate salespeople out there, just as there are terrible people in every profession. These sales reps have hurt the public financially and broken the public?s trust. They should be fined heavily and banned from real estate. But there are also many real estate salespeople who are trustworthy and work hard every day. They demonstrate their integrity even when it costs them a paycheque. They will tell you the truth even when it?s something you don?t want to hear. ... Full Article...
posted in News at Thu, 21 Dec 2017 12:26:08 -0700

Wednesday, November 22, 2017 - Net zero homes

Have you ever dreamed of living in a net-zero home? Peter Darlington says that dream may be closer than you think. In fact, you might already be living in your future net-zero home. Darlington runs Solar Homes Inc., a Calgary company specializing in renovating existing homes to net zero ? a home that produces as much energy as it consumes. Net zero might seem like a remote, ambitious target, but Darlington insists it?s more attainable than you might think. His first green reno project was on ... Full Article...
posted in home tips at Wed, 22 Nov 2017 06:21:40 -0700

Tuesday, November 21, 2017 - November in the garden

Gathering in the beauty of the season Weather changes in Calgary quicker than a fashion model on a runway. Clear and sunny becomes snow, and then rain and wind follow ? sometimes all in one day. But don?t fret: Calgary holds the record as the sunniest city in Canada. This means we still have sunny days ahead this month. Take advantage of the light and boost your natural vitamin D levels while finishing up some last-minute garden jobs. Gardening builds health and happiness while you create a ... Full Article...
posted in home tips at Tue, 21 Nov 2017 07:52:27 -0700

Sunday, November 19, 2017 - Ready to buy?

You?re Ready to Buy a House, Condo or Property. Now What?Buying any new home or property (house, condo,etc.) means you?ll be making a number of important decisions. Hiring a skilled real estate professional to work on your behalf is invaluable. Their expertise makes certain you understand each and every step of this complex process. Go to https://www.reca.ca/consumers/information/buying-a-house-or-condo.htm for some valuable insights
posted in General at Sun, 19 Nov 2017 16:24:27 -0700

Wednesday, November 1, 2017 - Energy bill reduction

Here are some notes from Ron Kube and how he saved! Lighting ? saved 82%  He points to his dining room as a typical culprit. In one fixture, the couple had eight 100-watt incandescent bulbs, for a staggering total of 800 watts. By switching those eight bulbs to LEDs, Ron was able to slash the total to 112 watts without sacrificing a single lumen. By the time Kube switched the rest of the bulbs, his home?s ?biggest monster? had become a veritable pussycat. ?In fact, we went from 340 kilowatt ... Full Article...
posted in home tips at Wed, 01 Nov 2017 15:30:24 -0600

Monday, October 30, 2017 - Living Architecture

Green roofs add a touch of nature to the concrete jungle Great thinkers have always known that nature is essential to the human spirit. Perhaps that is why more and more architects, designers and builders are choosing to create green retreats in their designs, including rooftops that allow the eye to drink in nature?s beauty. ?There are just so many benefits to green roofs,? said Kerry Ross, one of Canada?s leading green roof experts and the first accredited green roof professional in the ...
posted in home tips at Mon, 30 Oct 2017 11:18:07 -0600

Wednesday, October 25, 2017 - RRSP Home buyers plan

 I often receive inquiries about the eligibility requirements for the RRSP Home Buyer?s Plan (HBP). For regular RRSPs, the basic rule is simple: If you make a withdrawal from your RRSP, those funds are included in your income for the year that the withdrawal is made. The plan administrator will deduct the income tax from the funds being advanced and will remit the tax to Canada Revenue Agency on your behalf. However, the RRSP HBP is a key exception to the basic rule on how RRSPs are treated. ... Full Article...
posted in home tips at Wed, 25 Oct 2017 15:37:09 -0600

Sunday, October 22, 2017 - Solar 101

Harnessing the sun for all your energy needs St. Albert?s Ron and Carole Kube had never known anyone with a solar-powered home. Then, in 2014, Ron Kube read a story in the newspaper about a household that installed a solar array. He was surprised to learn they were his former neighbours. ?In fact, the guy was Craig Dickie ? he used to live across the street from us,? said Kube. ?And I was so excited that I called up Craig and I said, ?can I come over to the house and see the solar system?? And ... Full Article...
posted in home tips at Sun, 22 Oct 2017 15:35:26 -0600

Wednesday, October 18, 2017 - Can't get a mortgage?

There are many reasons why your favourite bank or lender may reject you when you apply for a mortgage. Here are some of them. Not enough credit history: If you are new to the country or you recently finished at college/university or you don?t own any credit cards, lenders likely will not give you a mortgage because of the lack of credit history. Lenders want to know your paying habits. Low or bad credit score: If your Equifax credit score is bad or too low, banks and lenders may not lend you ... Full Article...
posted in home tips at Wed, 18 Oct 2017 17:44:30 -0600

Monday, October 16, 2017 - Things to do this fall

CORN MAZE CRAZYThe theme of this year?s corn maze at Kraay Family Farm near Lacombe is Canada 150. Expect to get lost in a 15-acre maple leaf. There?s plenty of farmtastic fun with over 40 different attractions and amenities, including a pumpkin patch, a giant jumping pillow, a petting zoo, mini-golf and more. SEE EDMONTON?S BEST ON A SEGWAYThere?s no place better than Edmonton?s river valley to see the fall colours. Scoot around on North America?s largest urban parkland on a Seway. Never been ... Full Article...
posted in General at Mon, 16 Oct 2017 10:07:14 -0600

Tuesday, October 10, 2017 - Home insurance

What is home insurance?It protects policyholders and their families from exposure to the costs of unexpected incidents like fire, water damage and theft?not to mention identity theft, an evacuation, or if a person is injured on your property. But it?s not a maintenance plan; it doesn?t cover wear and tear or neglect. We?ll make every effort to cover the damage if a storm puts a hole in your roof and rain leaks in, but we don?t pay to fix damage caused by poor maintenance. How do deductibles ... Full Article...
posted in home tips at Tue, 10 Oct 2017 16:53:32 -0600

Monday, October 9, 2017 - Water heaters 101

A typical hot water heater accounts for about one fifth of the energy used in most Canadian homes. Choosing the right hot water heater can have a huge impact both financially and environmentally ? especially as energy prices and carbon levies continue to rise. Many of us still choose conventional, gas-fired hot water tanks, because they?re cheapest ? or are they? Over its lifespan, the initial price of your hot water heater can represent as little as 12 per cent of its overall cost. The other ... Full Article...
posted in home tips at Mon, 09 Oct 2017 11:11:56 -0600

Friday, October 6, 2017 - Selling a second property?

Owning an investment property can provide useful income, while having a recreational property can provide a great place to spend time with family and friends. But if you are thinking it?s time to sell, some careful research is in order. ?There?s a lot to consider when selling your investment property or a vacation home,? said Laura Parsons, the Calgary-area manager for mortgage specialists with BMO Financial Group. ?Do your homework.? A major factor when selling a property that is not your ...
posted in home tips at Fri, 06 Oct 2017 09:45:53 -0600

Wednesday, October 4, 2017 - To buy or not to buy

It?s an age-old question that still gets hotly debated, particularly by young adults who are determining where they are going to live: should I rent or should I buy? It?s not an easy question to answer, and there are no clear right or wrong answers. ?One of the big things to contemplate is your time focus, because when you do buy a home, it is a long-term commitment. It does involve a five-year mortgage that?s amortized over 25 years,? said Tim Gensey, a market analyst with Canada Mortgage and ... Full Article...
posted in home tips at Wed, 04 Oct 2017 15:25:55 -0600

Monday, September 25, 2017 - Buyers home guide

Buying a home is a momentous occasion in anyone?s life. Thankfully, Canada Mortgage and Housing Corp. has some suggestions that can help you navigate the ins and outs of the home-buying process. Contact me today and I will send you a copy of their very useful information.  1. Determining if home ownership is right for you Recognize the real costs of homeownership Upfront costs (e.g., down payment, closing costs, taxes)Ongoing costs (e.g., mortgage payments, property taxes, insurance, utilities, ... Full Article...
posted in General at Mon, 25 Sep 2017 12:51:22 -0600

Saturday, September 16, 2017 - Best Returns on renovations

With the prime spring selling season gearing up, your clients may be wondering which parts of their home can give them the best return on investment if they choose to renovate. Here are the 5 key renovation strategies that are time-tested, require minimal effort, and provide options for every budget.  They are designed get sellers the best bang for their buck and top dollar for your listing: 1) FLOORING Every single person in a household will touch the floor every day in varying degrees, ...
posted in home tips at Sat, 16 Sep 2017 15:40:15 -0600

Monday, September 4, 2017 - Renovation Returns

Will a home makeover make you money? There are many motivations for renovating a home: expanding the space, upgrading the look or even making the neighbours jealous. While they?re all valid, the hope to enrich a house?s value along with its appearance is one reason that?s often cited. And though there?s nothing wrong with that on the surface, it?s important to dig deeper to see if a higher home value is really in the cards before taking the renovation plunge. ?It really depends on the type and ... Full Article...
posted in home tips at Mon, 04 Sep 2017 14:24:35 -0600

Saturday, September 2, 2017 - Top 10 renovations in 2016

These were the top 10 renovation projects among Albertans in 2016: (Trusted Pros Crebnow Jul 2017) Bathroom renovations$12,500 ? $20,000-plus TrustedPros says anyone budgeting less than $11,000 for their bathroom renovation is ?really cutting it close to an under-budget nightmare.? The extent and nature of a powder-room renovation impacts its actual cost, as it?s a very broad category. A bathroom renovation can mean a facelift with new lighting, a new toilet and a fresh coat of paint, all the ... Full Article...
posted in home tips at Sat, 02 Sep 2017 14:00:27 -0600

Saturday, July 22, 2017 - Sellin your home?

Sell your home one step at a time withthe Alberta Home Seller's Guide Calgary, Alberta ? Selling a home can seem daunting, whether it?s the first time or the first time in a long time. The Real Estate Council of Alberta (RECA), the regulatory body for real estate and mortgage brokerage professionals in Alberta, has launched a comprehensive Home Seller?s Guide to help Albertans navigate the process.RECA works in the public interest, and believes knowledgeable consumers are protected consumers. ... Full Article...
posted in General at Sat, 22 Jul 2017 15:31:21 -0600

Saturday, July 15, 2017 - June housing market update

June spells a gradual recovery Stable prices in detached sector signal balanced conditions despite increased inventory Calgary's housing market in June saw a modest improvement in sales along with an increase in new listings. However, demand gains have not kept pace with the amount of new listings coming onto the market. This caused inventory levels to increase to 6,659 units, which is 11 per cent higher than last year's levels.  Despite the recent shift in inventory this month, second quarter ... Full Article...
posted in Calgary housing statistics at Sat, 15 Jul 2017 12:21:21 -0600

Monday, April 24, 2017 - A place for plants

By following three simple rules, you can keep your apartment plants happy and healthy They say you should raise a plant before you raise a pet ? it?s a warm-up activity. At the very least, tropical plants are easier to take care of, and cheaper too. Apartment-ready plants, typically in four inch (9 cm) pots, are available at most grocery stores. At that size they?re not a big financial or emotional investment. Plus, tiny tropical varieties are just so cute. Before bringing home a baby ...
posted in Calgary housing statistics at Mon, 24 Apr 2017 11:53:20 -0600

Friday, March 10, 2017 - February sales

Detached sales activity boosts February housing market After the first two months of the year, Calgary's detached sector continues to drive a slow transition in the housing market. February sales totaled 1,342 units, which is still 19 per cent below long-term averages, but an improvement over the past two years. As sales kept trending upward, detached inventory levels continued to ease in February. These conditions caused months of supply to fall to 2.4 months, putting less downward pressure on ... Full Article...
posted in Calgary housing statistics at Fri, 10 Mar 2017 10:32:29 -0700

Thursday, March 9, 2017 - Why buy a house?

Homes provide shelter and refuge, but they are also most Albertan homeowners? single largest investment. Housing represents 47% of total assets for the average Alberta family ? much higher than stock market investments and pension plans combined (29%). Why is this important? Because homeownership benefits the economy as a whole, as well as individual homeowners. Let?s look at this in the context of the most recent stats on Alberta?s real estate, reported by the Canadian Real Estate Association. ... Full Article...
posted in News at Thu, 09 Mar 2017 09:18:45 -0700

Monday, March 6, 2017 - current newsletter

how to incorporate the hottest fashion trends into your home decor? Having guests over for brunch? Serve them this carb friendly Crustless quiche Here is a Number Cruncher for those of you who like challenges Get tips on finding a trusted real estate lawyer Could living architecture be coming to a building near you? http://DMSConnect.cld.bz/Courtesy-of-Pat-LanukeCurious
posted in Calgary housing statistics at Mon, 06 Mar 2017 10:27:16 -0700

Friday, June 12, 2015 - Cleaning tips

For this project, you?ll need three or four medium-sized decorative buckets.  Because the buckets will be on display, choose ones that either complement the style of your home or pick up on an accent colour that you?ve used throughout. 1. Label your buckets by room, i.e. kitchen, bathroom, laundry, etc.  2. Once the labels are in place, fill each bucket with the cleaning supplies that are needed for the room indicated on the label.  How genius is that?  So, the next time you need to clean the ... Full Article...
posted in home tips at Fri, 12 Jun 2015 14:32:22 -0600

Wednesday, March 18, 2015 - Tips and tricks for Spring

With Spring just around the corner, our showhome designers are gearing up for what is looking to be a season full of light colours, fresh accents, and statement pieces.  The deep dark hues of fall and winter are making way for beautiful blush tones, and of course florals!  If you?re having a Miranda Priestly moment (see The Devil Wears Prada) and thinking that there?s nothing groundbreaking about florals for Spring, or are not interested in having your home resemble that of your grandmothers, ... Full Article...
posted in home tips at Wed, 18 Mar 2015 10:20:27 -0600

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